Hemlock Homes with Cash Financial terms

Hemlock Homes with Cash Financial terms

Welcome to Hemlock, Michigan – a hidden gem nestled in the heart of Saginaw County. This charming village offers a warm, welcoming community and picturesque landscapes that make it an ideal place to call home. With a population of just over 1,500 residents, Hemlock boasts a tight-knit atmosphere where neighbors become friends and community spirit thrives.

As you explore Hemlock, you'll find a delightful mix of small-town charm and modern conveniences. The village is known for its excellent schools, beautiful parks, and a variety of local shops and eateries that cater to every taste. Whether you’re enjoying a leisurely stroll through the scenic downtown area or participating in one of the many community events throughout the year, Hemlock offers a lifestyle that is both relaxed and fulfilling.

For those considering making Hemlock their home, there’s never been a better time to invest in real estate here. With a range of homes available, from cozy single-family residences to spacious properties perfect for growing families, there’s something to suit every lifestyle and budget. Additionally, financing options are flexible, including cash financial terms, which can streamline the buying process and make your dream home a reality.

Whether you're looking to settle down or invest in a rental property, Hemlock's real estate market presents a unique opportunity. Embrace the charm of this lovely village and discover why so many choose to call Hemlock home. Your new beginning awaits in this delightful corner of Michigan!

Newest Hemlock Homes with Cash Financial terms

2851 N Orr Road, Hemlock
$260,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226039 MLS
This 3 bed, 1.5 bath 2 story home on a half acre is conveniently located between Hemlock and Thomas Township, minutes away from Hemlock Semiconductor. Lots of living space inside, with a living room, family room, partially finished basement, and large sunroom with a panoramic view of the large, private, well-maintained back yard. Newer kitchen cabinets and new stove in the kitchen. The house has central heat and air conditioning, 2 car garage, and all appliances and furniture can stay. The lot is beautiful, the house is clean and well cared for, and the location is perfect with a rural setting so close to the city. Hemlock Public Schools.

2851 N Orr Road, Hemlock

Listing Courtesy of Ayre/Rhinehart-Midland, Office Phone: 989-631-7000
4086 S Schreiber Road, Hemlock
$565,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 50225148 MLS
Welcome Home to Your Own Piece of the Country... 5 Bedroom, 5 Full Bathroom home, nestled on 2 beautiful acres in a peaceful country setting between Midland, Saginaw, and Hemlock. This home offers the perfect place to make lasting memories with family and friends. Thoughtfully remodeled from top to bottom, this move-in-ready property combines the charm of country living with the comfort and confidence of virtually everything being brand new. From holiday gatherings to everyday family life, you'll love the space this home provides with 5 bedrooms and 5 full bathrooms, giving everyone room to spread out while staying connected. The soaring vaulted ceilings create a warm, inviting atmosphere filled with natural light, making an open and welcoming living space. At the heart of the home are two beautifully updated kitchens with granite countertops. The main-level kitchen features new appliances and is perfect for family meals, while the second kitchen in the basement creates endless possibilities for entertaining, hosting guests, multi-generational living, game-day celebrations, and holiday get-togethers. Every major update has already been completed, allowing you to simply move in and enjoy: • New roof on both the home and 30' x 40' pole barn, in 2024 • New James Hardie high end cement siding • New driveway with stamped concrete • Fresh landscaping • Fresh paint throughout • New electrical • New plumbing • New insulation and drywall • New interior and exterior doors • New trim, baseboards, and casing • New flooring throughout • Two new granite kitchens • New main-level appliances The 30' x 40' insulated pole barn, complete with a lean-to, water, and electricity, is ideal for hobbies, projects, storage, recreational vehicles, equipment, or a dream workshop. Additional amenities include a water softener, propane furnace, natural gas available at the road, and LakeNet fiber internet available at the road, offering the perfect blend of rural tranquility and modern convenience.

4086 S Schreiber Road, Hemlock

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 989-631-1234
12751 Frost Road, Hemlock
$415,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50224916 MLS
Tucked away nearly 1,100 feet from the road, this private 11.41-acre retreat offers the perfect blend of peaceful country living, spacious accommodations, and exceptional amenities for horse and animal lovers! Surrounded by woods and beautiful natural scenery, the four-bedroom, 2.5-bath home offers over 2,500 square feet of living space with an open-concept floor plan, vaulted living room ceiling, and beautiful views overlooking the pond. Enjoy relaxing on the expansive covered front porch or entertaining on the two-story deck with balconies. Recent improvements include new carpeting throughout, roof, siding, and windows within the last 10 years, and new garage doors. The impressive 56' x 42' barn features five horse stalls, a 33' x 17' heated area, and an attached porch. Fenced pasture, a storage shed, dog kennel, and enclosed outdoor chicken area add even more versatility. A picturesque pond with a waterfall and goldfish creates a beautiful setting to enjoy the outdoors. With a combination of open grounds, mature woods, privacy, and room for your animals and hobbies, this is a rare opportunity to enjoy your own country retreat in Thomas Township and Hemlock Schools!

12751 Frost Road, Hemlock

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
465 W Saginaw Street, Hemlock
$800,000
ACTIVE Status ⋅ 61034022 MLS
Operation running gas station with retail store from a long time in the city of Hemlock, very well-known Shop N Go station for years. It's a turnkey operation, existing tenant will vacate the business upon sale.

465 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty Clinton, Office Phone: 586-840-0400
575 S Hemlock Road, Hemlock
$319,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61033085 MLS
Beautifully Updated Brick Ranch on 4+ Acres | Move-In Ready | Exceptional Accessibility & Country Living! Discover the perfect combination of peaceful country living, modern upgrades, and thoughtful design in this beautiful brick ranch situated on approximately 4.13 acres in Hemlock, Michigan. Whether you're looking for room to grow, a place to enjoy retirement, a multigenerational living opportunity, or a home designed for comfortable, accessible living, this one is truly special. Featuring approximately 1,528 square feet of main-floor living space, this home offers the convenience of ranch-style living with an expansive full basement for additional storage, hobbies, or future possibilities. Inside, you'll find a beautifully updated kitchen featuring white cabinetry, granite countertops, stylish tile backsplash, and modern black accents. Recent improvements include updated flooring, drywall, trim, and a refreshed primary bathroom. Thoughtfully designed for convenience and accessibility, the home features concrete ramps, a professionally installed residential hydraulic elevator connecting the main floor and basement, and an easy-to-navigate layout. These features make the property especially appealing for wheelchair users, aging in place, or anyone seeking a home that can accommodate changing needs over time. Step outside and experience everything this incredible property has to offer! With over four acres, there's plenty of room for gardening, outdoor entertaining, hobbies, animals, and simply enjoying the privacy of country living. Attached 2.5-car garage, 24x34 pole barn, Generac standby Generator, New roof and gutters in 2021, Added attic insulation in 2024, Smart-home features, including lighting, fans, garage controls, thermostat, and appliances. Extensive Mature Landscaping, Orchard and Lots of Privacy, Full basement with additional shower and fireplace Paved driveway and ample outdoor space.

575 S Hemlock Road, Hemlock

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500
4090 N Fordney Road, Hemlock
$574,900
ACTIVE Status ⋅ 6 Beds ⋅ 5 Baths ⋅ 50222532 MLS
Welcome to your own private retreat on N Fordney Road! Situated on 7.98 beautiful acres in the Hemlock School District, this spacious home offers an impressive combination of space, comfort, and country living. With nearly 3,000 square feet above grade, plus a 1,374-square-foot walkout basement, there is room for everyone. The home features 6 bedrooms, 4½ bathrooms, and three fireplaces that add warmth and character throughout. Andersen windows bring in plenty of natural light while showcasing the peaceful surroundings. Major updates include a newer furnace, air conditioner, and water heater, while a whole-house generator provides added peace of mind. Outside, the property has just as much to offer. Enjoy nearly 8 acres of space, your own pond, and a substantial 40’ x 40’ pole barn with an in-law suite including its own kitchen, living room, and full bathroom and plenty of room for storage, hobbies, equipment, or recreational vehicles. The walkout basement provides convenient access to the expansive backyard and makes the lower level an especially versatile extension of the home. With generous living space, beautiful acreage, abundant storage, and sought-after features inside and out, this N Fordney Road property offers a rare opportunity to enjoy country living with room to spread out.

4090 N Fordney Road, Hemlock

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
16625 Gratiot Road, Hemlock
$119,000
ACTIVE Status ⋅ 50221012 MLS
Established, locally owned 24/7 fitness center for sale in Hemlock, Michigan — business only, no real estate included, with the lease assignable to a qualified buyer. Members enjoy round-the-clock access via a secure electronic key fob system, allowing the gym to run profitably with minimal staffing and low labor overhead. The sale includes a comprehensive commercial equipment package of more than 75 line items: a full Cybex Eagle NX selectorized strength circuit, Life Fitness leg press, Flex Fitness and Body Solid chest stations, a complete free-weight area with multiple squat racks, Nautilus Smith machine, Rogue and Icarian benches, Titan specialty pieces, nine Olympic barbells with full steel and Rogue bumper plate sets, plus Matrix TX5 treadmills, Precor and Octane ellipticals, Bodycraft rowers, a stair stepper and exercise bike, functional training accessories, custom front desk, and all mirrors and fixtures. Turnkey and well maintained — a buyer can take over and operate from day one. As the area's only full-service 24/7 gym, Hometown Gym serves Hemlock, Thomas Township, Merrill, and western Saginaw County with a loyal, largely word-of-mouth membership base. Hemlock is one of the region's faster-growing small communities and active new-home construction underway. The combination of new rooftops and high-wage local jobs creates substantial upside for the next owner, with clear untapped revenue in personal training, group classes, recovery and ancillary services, corporate wellness partnerships, membership tier optimization, and formal digital marketing. Financials, membership detail, and the complete equipment inventory available to qualified buyers upon execution of a confidentiality agreement. Please do not contact employees, members, or vendors.

16625 Gratiot Road, Hemlock

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
lot 2 Swan Creek Road, Hemlock
$99,999
ACTIVE Status ⋅ 50217714 MLS
Must See to Appreciate: Stunning, Secluded 5.9-Acre Waterfront Property on Whisper Lake – Hemlock, MI Experience the perfect blend of tranquility, natural beauty, and convenience with this exceptional 5.9-acre waterfront property on peaceful Whisper Lake. This rare piece of paradise offers privacy and breathtaking views, making it an ideal spot to build your dream home, vacation retreat, or simply enjoy nature. Key Features: Expansive 5.9 acres of lush, wooded land with private lakefront access Secluded and quiet setting, surrounded by nature’s beauty Prime waterfront location on Whisper Lake, perfect for boating, fishing, and water sports Conveniently located near schools, shopping centers, and a variety of restaurants Close to outdoor recreation opportunities including hunting, hiking, and trails Easy access to local amenities while enjoying the peaceful lakeside lifestyle Whether you're looking for a full-time residence or a weekend getaway, this property offers endless possibilities to create your perfect sanctuary. Don’t miss out on this rare opportunity to own a spacious, private waterfront oasis in Hemlock. Schedule your visit today and see for yourself why this property is truly one of a kind! Don’t wait—properties like this don’t come around often. Contact me today to schedule a private tour or to get more information about this exceptional 5.9-acre waterfront property on Whisper Lake in Hemlock. Let’s start turning your dream into reality!

lot 2 Swan Creek Road, Hemlock

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
265 W Saginaw Street, Hemlock
$315,000
ACTIVE Status ⋅ 50215476 MLS
Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
253 W Saginaw Street, Hemlock
$199,000
ACTIVE Status ⋅ 50213164 MLS
Turnkey Coffee Shop Opportunity in the Heart of Hemlock! Don't miss this rare opportunity to own a fully renovated, move-in-ready coffee shop located in downtown Hemlock. Situated at 253 Saginaw Street, this attractive commercial property offers approximately 1,150 square feet of thoughtfully designed space with seating for up to 50 guests. The building underwent a complete renovation in 2023 and features all new equipment that has never been used, allowing a new owner to open for business immediately with minimal startup costs. The stylish interior provides a warm and inviting atmosphere ideal for a coffee shop, café, bakery, or specialty beverage concept. The sale includes the real estate, fixtures, furnishings, and equipment, creating an exceptional opportunity for entrepreneurs looking to launch a new venture or expand an existing brand. High visibility along Hemlock's main corridor offers excellent exposure and convenient access for customers. Whether you're an owner-operator, investor, or coffee industry professional, this turnkey property presents a unique chance to bring your vision to life in a growing community. Schedule your private showing today and explore the possibilities this exceptional commercial property has to offer.

253 W Saginaw Street, Hemlock

Listing Courtesy of Kelsey Realty and Associates Inc, Office Phone: 989-274-9489
15251 Geddes Road, Hemlock
$360,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50205186 MLS
Rare blend of rustic charm and low-maintenance construction — this 2,596 sq ft log-interior home offers 3 bedrooms and 2 full baths, including a main-level master en suite and convenient main-level laundry. Relocated to the property in 2016, the house is framed with 2x6 construction, fully insulated, finished inside with genuine log siding and protected outside with durable vinyl. Major systems (roof, furnace and well) date to approximately 2016; the crawl space is insulated, lined with visqueen and equipped with a sump pump. A bright 21 x 10 sunroom overlooks the massive, approximately 20-foot-deep stocked pond and opens to the back deck — perfect for morning coffee or evening sunsets. Enjoy a sandy beach area at the pond’s edge for swimming and relaxing. The kitchen features stainless steel appliances. Property amenities include a 24 x 35 pole barn, long driveway, secluded setting with abundant wildlife, RV parking, and additional parking/turnaround space. Tractor is negotiable. A survey is available. Ideal for buyers who want the warmth and character of a log home without the exterior upkeep.

15251 Geddes Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770
4403 N Raucholz Road, Hemlock
$299,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50202567 MLS
Calling all contractors, investors, and buyers ready to roll up their sleeves! This charming country property features 7.24 acres, a spring-fed pond, and the opportunity to bring a special property back to life! A prior appraisal from approximately two years ago reflected a value of $400,000. Enjoy acreage without endless mowing! The home overlooks an approximately 1.7-acre pond, with 4+ acres beyond the water accessible through an approximately 40-foot-wide opening from the road. Only about half an acre of lawn needs mowing! Individual land and pond measurements are estimates based on GIS tools. Previously enjoyed for fishing, kayaking, and swimming, the pond offers the potential for a beautiful outdoor retreat. A 35' x 10' covered patio overlooks the water, surrounded by mature trees and wildlife. Pond, landscape, and grounds maintenance has been deferred. Inside, discover mid-century modern charm with an updated glow! This property needs work, and we're upfront about it. A March 2026 inspection report and contractor estimates are available. Known needs include roof and electrical panel replacement, furnace concerns, and crawl space work involving a sump crock, pump, drainage, encapsulation, and waterproofing. Estimates for these items total approximately $55,000; additional work may be needed. Previously operated as a successful Airbnb! Historical net operating income (NOI) information is available upon request. Buyer to verify short-term rental rules and income potential. The well was installed in September 2009 and the septic system redone in 2011; both were reported to be functioning properly at the March 2026 inspection. Bring your contractor, tools, and imagination to restore this country retreat! SHORT SALE: All offers subject to seller acceptance and written short-sale lender/lienholder approval. Price, seller-paid costs, fees, concessions, and all purchase agreement terms are subject to approval and possible modification. Approval is not guaranteed; closing may take several months. Offered as-is. Buyer and buyer's agent to verify all information and conduct due diligence. Prior appraisal is historical, not a current valuation. Inspection and estimates available upon request.

4403 N Raucholz Road, Hemlock

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
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