Hemlock Homes with VA Loan Financial terms

Welcome to Hemlock, Michigan—a charming gem nestled in Saginaw County, where small-town warmth meets the beauty of nature. This delightful community is known for its friendly atmosphere, vibrant local culture, and stunning landscapes. With a population that embraces a close-knit lifestyle, Hemlock offers residents a unique blend of tranquility and convenience, making it an ideal place to call home.

The heart of Hemlock is its picturesque downtown area, featuring quaint shops, cozy cafes, and beautiful parks that invite you to explore. Families will appreciate the excellent educational facilities, while outdoor enthusiasts can enjoy a myriad of activities, from hiking and biking to fishing in the nearby rivers and lakes. Hemlock is also conveniently located just a short drive from Saginaw, providing easy access to urban amenities while maintaining the peaceful charm of a rural setting.

For veterans and active-duty service members looking to settle in this idyllic town, Hemlock offers homes that qualify for VA loan financing. This fantastic benefit allows eligible buyers to purchase a home without the burden of a down payment, making homeownership more accessible than ever. With competitive interest rates and favorable terms, VA loans can help you secure your dream home in Hemlock while providing financial flexibility.

Whether you’re searching for a cozy bungalow or a spacious family home, Hemlock has something to suit every taste. Embrace the opportunity to create lasting memories in this enchanting city, where the spirit of community thrives, and the beauty of Michigan is right at your doorstep. Come discover your perfect home in Hemlock today!

Newest Hemlock Homes with VA Loan Financial terms

$359,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015752 MLS

**Interior photos will be upload on Thursday, July 30th.** Welcome home to this beautiful ranch brick home located in a prime location on a large, 3/4 acre lot across from Hemlock High School. Over 2000 sf of comfortable living including 3 bedrooms and 2 full baths. Enjoy lounging in your Florida room or host family in your spacious great room. You'll appreciate the newer appliances in the kitchen and the pantry for storage. Recent updates include: new vinyl plank flooring and paint in the great room, dining room, and main bedroom, along with a newer roof, water heater and water softener.

856 N Hemlock Road, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-695-1990

$239,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216412 MLS

Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of Hemlock! Featuring a versatile bonus room that’s perfect for a home office, playroom, or guest space, this property offers the flexibility today’s buyers are looking for. Recent updates include stylish new flooring, fresh paint throughout, and two completely remodeled bathrooms, making this home truly move-in ready. In addition to the attached 1-car garage, you’ll love the oversized 2-car detached garage—ideal for extra vehicles, hobbies, storage, or a workshop. Situated on over 1.4 acres, this property provides the perfect blend of privacy and open space, with plenty of room for outdoor entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. If you’ve been searching for a home that combines modern updates with country charm, this is one you won’t want to miss!

14460 Collier Road, Hemlock

Listing Courtesy of JPAR - Great Lakes Bay Region, Office Phone: 989-349-3039

$379,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216067 MLS

This beautiful well-maintained 3-bedroom ranch features an inviting open-concept layout with soaring cathedral ceilings. The spacious kitchen boasts granite countertops, abundant cabinetry with granite countertops and convenient first-floor laundry. The large primary bedroom offers a walk-in closet for ample storage. A full basement with an Egress window provides additional space and potential. Step outside to a peaceful patio overlooking 3.52 acres, offering a serene country setting in Richland Township. High-Speed Fiber Optic 1GBit internet connection available.

2597 N Hemlock Road, Hemlock

Listing Courtesy of Coldwell Banker Bellinger Real Estate, Office Phone: 989-790-2100

$209,900

ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50212414 MLS

This three bedroom, one and a half bathroom is located in the Hemlock School District. The living room and family room both feature gas fireplaces, which make great focal points for the rooms. You'll find plenty of cupboards and cabinets for kitchen storage. Besides kitchen storage, you'll find built-in storage in the bedrooms. The house sits on an oversized lot, giving you almost an acre of land. You can enjoy the fenced yard from the patio, or gathered around the fire pit. Finally, you'll find plenty of parking in the large driveway with space to turn around. Don't miss out, schedule you're showing today!

214 N Hemlock Road, Hemlock

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900

$514,900

ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61003962 MLS

A breathtaking countryside escape tucked away on 5 partially wooded acres in the heart of Hemlock! This exceptional home delivers a beautifully crafted living space where luxury meets the tranquility of nature. The heart of the home is a chef's dream kitchen, complete with stainless steel appliances, stunning quartz countertops, a classic tile backsplash, double wall ovens, and a stainless steel farmhouse sink. The open-concept design seamlessly connects the kitchen to a generous living room boasting soaring vaulted ceilings and a wood burning fireplace -- perfect for cozy evenings and entertaining alike. Slide open the door and step onto the covered back deck, where peaceful wooded views and visiting wildlife make every moment feel like a getaway. Rich hardwood flooring flows throughout the main level, adding warmth and elegance to every room. Retreat to the main-floor primary suite, complete with a walk-in closet and a private ensuite bath. Additional bedrooms share a thoughtfully designed Jack-and-Jill bathroom -- ideal for family or guests. A finished upper loft rounds out the interior, offering flexible space perfect for a home office, recreation room, or extra storage. Outside, the property truly sets itself apart. An attached 2.5-car garage with heated floors keeps vehicles and gear protected year-round, while the jaw-dropping 40' x 72' heated pole barn takes functionality to another level -- featuring in-floor radiant heat, vaulted ceilings, a full bathroom, and running water. Whether you're a hobbyist, entrepreneur, or simply need serious storage and workspace, the possibilities here are truly endless. All of this, wrapped in the peace and privacy of country living -- yet conveniently close to local amenities. Properties like this don't come along often. Don't miss your chance to make it yours!

14380 Dice Road, Hemlock

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275

$399,999

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50205186 MLS

Rare blend of rustic charm and low-maintenance construction — this 2,596 sq ft log-interior home offers 3 bedrooms and 2 full baths, including a main-level master en suite and convenient main-level laundry. Relocated to the property in 2016, the house is framed with 2x6 construction, fully insulated, finished inside with genuine log siding and protected outside with durable vinyl. Major systems (roof, furnace and well) date to approximately 2016; the crawl space is insulated, lined with visqueen and equipped with a sump pump. A bright 21 x 10 sunroom overlooks the massive, approximately 20-foot-deep stocked pond and opens to the back deck — perfect for morning coffee or evening sunsets. Enjoy a sandy beach area at the pond’s edge for swimming and relaxing. The kitchen features stainless steel appliances. Property amenities include a 24 x 35 pole barn, long driveway, secluded setting with abundant wildlife, RV parking, and additional parking/turnaround space. Tractor is negotiable. A survey is available. Ideal for buyers who want the warmth and character of a log home without the exterior upkeep.

15251 Geddes Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770

$349,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50202567 MLS

Recharge & Retreat on Raucholz! Looking for a property where you know exactly what you're buying? A recent home inspection, satisfactory well and septic reports, and contractor estimates for known improvements are available for buyers to review before making an offer. Buy with confidence, knowing the homework has already been done and the home has been priced with these considerations in mind. Whether you're searching for peaceful country living, a weekend getaway, or a furnished short-term rental opportunity, this one-of-a-kind property offers a lifestyle that's hard to find. Nestled on a beautiful setting with your own spring-fed, fully stocked pond, this property invites you to fish, kayak, swim, or simply unwind while taking in the peaceful views. Relax in the hot tub after a long day, enjoy coffee from the covered patio, and watch the abundant deer and turkey that frequent the property. Inside, you'll find a home that was tastefully updated in 2023, featuring fresh paint throughout, Lifeproof® waterproof luxury vinyl plank flooring, updated lighting fixtures, stylish finishes, and refreshed kitchen and bathrooms. Vaulted ceilings and abundant natural light create an inviting atmosphere, while the stunning floor-to-ceiling, locally sourced Michigan mosaic fieldstone see-through fireplace anchors the living and family rooms with warmth and timeless character. Currently offering 2 bedrooms plus flexible space (currently used at a bedroom but would make a great office or can be restored back to the entry/laundry area), the home also provides exciting potential to finish additional space into a guest suite with another bedroom, bathroom, and recreation room—creating the possibility of up to 4 bedrooms and 2.5 baths. Located just 10 minutes from Hemlock, 15 minutes from Freeland, and a short drive to Saginaw, Midland, and Bay City, you'll enjoy the perfect balance of peaceful privacy and everyday convenience. Furniture and hot tub can be included with full price offer. If you've been searching for a property with character, water, wildlife, privacy, and the opportunity to build equity, this is one you won't want to miss. Schedule your private showing today!

4403 N Raucholz Road, Hemlock

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

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