Milford Homes with FHA Financial terms

Milford Homes with FHA Financial terms

Welcome to Milford, Michigan – a charming village that beautifully blends small-town charm with modern conveniences. Nestled in the heart of Oakland County, Milford is renowned for its picturesque landscapes, vibrant community, and rich history. With its quaint downtown area filled with unique shops, delightful eateries, and local art galleries, residents enjoy a tight-knit community atmosphere while having access to all the amenities of a larger city.

Milford is also an outdoor enthusiast's paradise, offering breathtaking parks, serene lakes, and scenic trails perfect for hiking, biking, and enjoying nature. Whether you’re taking a leisurely stroll along the Huron River or enjoying a summer concert in the park, the natural beauty of Milford is sure to captivate you.

For prospective homebuyers, Milford presents an excellent opportunity to invest in your dream home with FHA financing options. The Federal Housing Administration (FHA) provides flexible financing terms that can make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and competitive interest rates, FHA loans can help you secure a charming home in this idyllic village without breaking the bank.

Imagine settling into a cozy cottage or a spacious family home in Milford, where you can enjoy the tranquility of suburban living while being just a short drive from the vibrant cities of Detroit and Ann Arbor. With a strong sense of community, excellent schools, and a variety of recreational activities, Milford is more than just a place to live – it's a place to thrive. Discover your perfect home in Milford today!

Newest Milford Homes with FHA Financial terms

191 Hill Street, Milford
$269,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041256 MLS
This 3-bedroom ranch is just a short walk from downtown Milford, with shopping and restaurants nearby. The spacious yard offers plenty of potential, with room for pets to play, outdoor entertaining, and summer barbecues. A one-car garage and outdoor shed provide extra storage. Ready for immediate occupancy, this home is a wonderful opportunity to make your own in a fantastic location.

191 Hill Street, Milford

Listing Courtesy of Home Realty Partners, Office Phone: 248-973-7884
927 Bird Song Drive, Milford
$260,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041255 MLS
WELCOME HOME! THIS LOVELY BRICK AND SIDING RANCH WITHIN WALKING DISTANCE TO DOWNTOWN MILFORD. A SUBDIVISION WITH SIDEWALKS MAKE THIS NEIGHBORHOOD NOSTALGIC. THE KITCHEN BOASTS THE ORIGINAL STAINED GLASS CUSTOM OAK CABINETS. SOME UPDATES ARE A FURNACE FROM 2021, ADDITIONAL BATHROOM IN THE PARTIALLY FINISHED BASEMENT, WITH BRAND NEW CARPET IN THE FINISHED PART OF THE BASEMENT AS WELL. THE 3 BEDROOMS ON THE ENTRY LEVEL AND LIVING ROOM ALL HAVE HARDWOOD FLOORS AND VAULTED CEILINGS. THIS HOME IS READY FOR YOUR DECORATIVE TOUCH TO MAKE IT YOUR OWN. PRICED TO SELL WITH IMMEDIATE OCCUPANCY!

927 Bird Song Drive, Milford

Listing Courtesy of Real Estate One-Commerce, Office Phone: 248-363-8300
2805 Harmony Lane, Milford
$575,000
ACTIVE Status ⋅ 8 Beds ⋅ 4 Baths ⋅ 61040960 MLS
As grocery and energy prices are on the rise, now is a great time to think about raising your own natural and healthy food. This ~5 acre property is filled with several fenced pasture areas, garden space, and animal shelters, including a chicken coop, goat home and even a beehive. You can heat your home for FREE with the 3 strategically located wood burning fireplaces and cook on the newly refinished kitchen wood-cook stove. The nearly 4000 sq ft, 8 bedrooms and 4 full bathrooms are ready for you to fill with love. This home is perfect for sharing, whether you have a large family, multigenerational living, in-law quarters or investment opportunities like a group home or rent sharing. If accessibility is important to you keep in mind the kitchen, 1 bedroom, full bath with walk in shower, 1 living room and laundry are all on the same floor as the garage entry floor, so no steps. The newly refreshed kitchen is not only beautiful but also, enormous and easily fits a dining table for 14. A features that I love about this home is that there are 4 different family/living rooms offer separate "zones" and the convenience of individuality and privacy. I also imagine a nice soak in the hot tub after a long day is sure to relax the stress away. 2805 Harmony Lane is conveniently located less than 2 miles to the Kensington MetroPark trails (easy ride via horseback or bike), 5 miles to Downtown Milford, I-96 and M-59 and lucky enough to be in low Milford Twp tax rates (this saves thousand each year compared to Milford City tax rate). This homestead is move-in ready; both inside and out. So, pack your bags, bring your pets and farm animals, come and enjoy the fruits of your labor. Literally... there are several fruit trees, raspberry and rhubarb growing on the property too. This is too good to pass up! Come live life your way with the pride of ownership and homesteading! American Home Shield Warranty provided by seller.

2805 Harmony Lane, Milford

Listing Courtesy of RE/MAX Platinum, Office Phone: 810-227-4600
815 Union Street, Milford
$335,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040709 MLS
For the first time ever, this well-loved Milford home is ready for its next chapter! Set on a .38-acre lot just a half-mile from downtown Milford, this 3-bedroom, 1.5-bath bi-level offers 1,505 sq ft above grade plus a 530 sq ft finished lower level. Curb appeal starts with a brick paver walkway and lush landscaping wrapping the entire home, plus a shed for extra storage. The main level features the kitchen, dining room, living room, all three bedrooms, and a full bath with a freshly refinished tub and shower surround. Step from the dining room onto a balcony overlooking the backyard. Downstairs, the finished lower level offers a cozy family room, a half bath, and a laundry room, with a sliding glass door out to the paver patio and backyard. The 2-car garage is currently set up as a workshop and storage space and can be converted back to parking. The home has been freshly painted throughout. Enjoy a short stroll to Milford's charming downtown, with local shops, restaurants, coffee, Central Park, and the Huron River, plus Kensington Metro Park and Proud Lake just minutes away. A rare chance to move in, update over time, and build long-term equity in one of Oakland County's most sought-after villages. Sold as-is.

815 Union Street, Milford

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
120 E Lafayette Street, Milford
$250,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61039153 MLS
Welcome to 120 E Lafayette Street in the Village of Milford! This 2-bedroom, 1-bath ranch has been completely transformed with a clean, modern renovation and a level of finish that is tough to find in this price range. Inside, you'll find a brand-new kitchen with white shaker cabinets, bright countertops, black hardware, stainless appliances, new flooring, carpet, doors, trim, lighting, and a fully remodeled bathroom. The large front deck adds great outdoor space, while the basement gives you extra storage and utility. The location is a huge part of the appeal. You're just minutes from Downtown Milford for restaurants, coffee, shops, the farmers market, and year-round events, with Central Park, the Huron River, trails, and Kensington MetroPark all nearby. Completely updated, move-in ready, and right in the heart of everything Milford has to offer.

120 E Lafayette Street, Milford

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
1040 Bird Song Lane Lane, Milford
$314,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61038436 MLS
The price of this Condo has just been reduced, creating an even better opportunity for its next owner. If this home has been on your radar, now is the perfect time to take another look. Don't miss your chance to see everything this property has to offer. The opportunity to own a ranch condo in the Pine Bluffs of Milford doesn't often present itself very often. This very private, cul-de-sac location provides a peaceful and serene respite, yet easy and walkable access to the charms of Downtown Milford. Move in ready, this one owner, 2 bedroom, 2 bath condo awaits your personal touches and upgrades. The Open floor plan gives off a relaxed and airy comfort. 900 finished square feet in basement, with new carpet. This is a rare opportunity. Hurry! (FURNISHED PHOTOS ARE AI GENERATED)

1040 Bird Song Lane Lane, Milford

Listing Courtesy of Real Estate One-W Blmfld, Office Phone: 248-851-4100
512 Village Lane, Milford
$359,000
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61038214 MLS
Welcome to this completed townhome in Uptown Village of Milford, offering 1,940 square feet across three levels. The main floor features an open living area with luxury plank flooring, a kitchen with quartz countertops and stainless steel appliances, and a dining area that opens to the deck. The second floor includes a primary suite with a sitting area, walk-in closet and spacious bath, plus a second bedroom, full bath and laundry room. On the third floor, a bedroom with its own full bath offers space for guests, an office or a private retreat. A two-car tandem garage provides additional storage, with guest parking nearby. Enjoy a convenient location near downtown Milford.

512 Village Lane, Milford

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500
1106 Prince Street, Milford
$405,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61037369 MLS
AMAZING NEW PRICE!!! CHECK THE COMPARABLE SALES. RARE WELL-MAINTAINED MILFORD VILLAGE LARGE (1,808 SF!) RANCH WITH 3 BEDROOMS & 2 FULL BATHS AVAILABLE FOR SALE. THIS HOME IS LOCATED WITHIN WALKING DISTANCE TO CHARMING DOWNTOWN MILFORD AND SITS ON OVER 0.22 ACRE OF PARTIALLY FENCED LAND. SPACIOUS OPEN FLOOR PLAN OFFERS SEPARATION BETWEEN PRIMARY SUITE AND THE OTHER 2 BEDROOMS. ALL 3 BEDROOMS ARE 14' IN LENGTH! THE HOUSE HAS A GREAT ROOM, FAMILY ROOM, LENGTHY KITCHEN AND BREAKFAST NOOK AND A WONDERFUL FINISHED BASEMENT. NOTE THE UNIQUE DESIGNS AND UPGRADED MATERIALS THROUGHOUT. THE BEATIFULLY FINISHED BASEMENT HAS A HUGE REC ROOM AREA, GAME AREA, WORKOUT ROOM, FULL LAUNDRY AND TONS OF STORAGE. RECENT UPDATES INCLUDE: 2014 REMODEL, 2016 TEAR-OFF ROOF, NEW WINDOWS - 2016, NEW AC - 2016, RADON MITIGATION SYSTEM - 2017, UPDATED BATH - 2018, NEW FURNACE - 2018, NEW WATER SOFTENER - 2018, NEW REVERSE OSMOSIS WATER SYSTEM - 2018, NEW HOT WATER HEATER - 2024 AND A NEW DISHWASHER IN 2026. ALL APLIANCES ARE INCLUDED - WITH THE EXCEPTION OF THE GARAGE REFRIGERATOR. THE OVERSIZED 2-CAR GARAGE IS THREE CARS WIDE AND EXTRA DEEP, SO THERE'S ROOM TO STORE GARDEN EQUIPMENT OR RECREATIONAL TOYS! THE PROFESSIONALLY-LANDSCAPED EXTERIOR FEATURES A WONDERFUL SERENE REAR PATIO AREA WITH FIREPIT. YOU CAN JUST MOVE RIGHT IN WITH THIS ONE! PRICED TO SELL AND EASY TO SHOW.

1106 Prince Street, Milford

Listing Courtesy of EXP Realty - Northville, Office Phone: 248-790-4646
2411 Wixom Trail, Milford
$685,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61036794 MLS
Spacious ranch on a private 2.78-acre lot in desirable Milford Charter Township! This 4-bedroom, 2.5-bath home offers, vaulted ceilings, and abundant natural light. The kitchen features stainless steel appliances, stone countertops, and a center island, flowing into inviting living areas with a cozy fireplace. Enjoy outdoor living with an in-ground pool, patio, and expansive yard--perfect for entertaining. Complete with a 2-car attached garage and full basement, this home offers space, comfort, and endless potential in a peaceful setting.

2411 Wixom Trail, Milford

Listing Courtesy of Anthony Djon Luxury Real Estate, Office Phone: 248-747-4834
337 Mill Pond Lane, Milford
$559,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61036501 MLS
Welcome to River Oaks, where a private half-acre setting meets the convenience of being just minutes from Downtown Milford. At the heart of this home is a beautifully remodeled kitchen (2021), featuring quartz countertops, an impressive 15-foot island with abundant seating, stainless steel appliances and a bright, open layout designed for both everyday living and entertaining. Engineered hardwood flooring, also added in 2021, flows throughout the main level, which offers a spacious great room with fireplace, dining room, first-floor laundry and powder room. A newly remodeled home office (2026), complete with built-in cabinetry and shelving, creates a stylish and functional dedicated workspace. Upstairs, the generous primary suite features a walk-in closet and private bath, accompanied by two additional bedrooms and a second full bath. The unfinished basement offers plenty of additional space and potential for future finishing. Outside, the .51-acre lot is a true standout, with mature landscaping and an abundance of trees creating a wonderfully private backyard retreat. Enjoy summer evenings on the low-maintenance PVC deck, added in 2020, overlooking the expansive yard. Major updates offer added peace of mind, including furnace and A/C (2020), roof (2021) and water pressure tank (2025), while a Tesla charger in the garage adds everyday convenience. All of this in the desirable River Oaks neighborhood with Huron Valley Schools, just minutes from Downtown Milford's restaurants, shops and entertainment, plus nearby Kensington Metropark and Proud Lake State Recreation Area.

337 Mill Pond Lane, Milford

Listing Courtesy of Jason Mitchell Real Estate Group Michigan LLC, Office Phone: 734-564-5153
708 Hickory Street, Milford
$559,999
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61036351 MLS
NEW LOWER PRICE. LOWER MORTGAGE PAYMENTS. AN OPPORTUNITY WORTH A SECOND LOOK! Welcome to 708 Hickory Street, where not only can you purchase this beautiful home at a lower price, but you may also enjoy reduced monthly principal and interest payments during your first 2-years of homeownership with a Seller-paid rate buydown for eligible buyers. Built in 2018, this thoughtfully designed home offers the comfort, convenience, and modern features today's buyers appreciate. Step inside to discover an inviting, open main level featuring 9-foot ceilings, beautiful hardwood floors, and a dedicated first-floor office--ideal for working from home, a quiet study, or a flexible space to suit your lifestyle. The spacious kitchen features granite countertops, stainless steel appliances, generous workspace, and an effortless flow into the surrounding living areas, making everyday living and entertaining a pleasure. Take time to relax and unwind in front of the fireplace on those chilly nights. Upstairs, you'll find three generously sized bedrooms, two full bathrooms, and the convenience of second-floor laundry. Need additional space? The unfinished basement offers exciting possibilities for future living or recreational areas and is already plumbed for an additional bathroom. Outside, the professionally landscaped backyard provides a wonderful setting for relaxing or entertaining, complete with a private patio, irrigation system, firepit and plenty of room to enjoy the outdoors. And the location? Another reason to love this home! Just blocks from Downtown Milford, you'll enjoy easy access to a wonderful selection of local restaurants, charming boutiques, specialty shops, parks, and community events. Kensington Metropark and Proud Lake Recreation Area are also nearby, offering even more opportunities to enjoy Michigan's great outdoors. Schedule your showing today and find out how you may be eligible for lower interest rates*.

708 Hickory Street, Milford

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-695-1990
1475 Arcadia Drive, Milford
$420,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61035829 MLS
Stunning 2025-built townhome-style condo offering maintenance-free living in Milford's sought-after Townes at Lakeview community, located within the highly regarded Huron Valley School District. This beautiful home features 3 bedrooms, 2.5 bathrooms, a 2-car attached garage, and a backyard with concrete patio. The open-concept floor plan is filled with natural light and features numerous upgrades throughout. The spacious main level offers high ceilings, luxury vinyl plank flooring, and large windows. The designer kitchen features Whirlpool stainless steel appliances, quartz countertops, stylish backsplash, ample cabinet space, and a large center island with seating, opening to the adjoining dining area. A convenient mudroom and half bath complete the main level. Upstairs, a versatile loft provides the perfect space for a family room, home office, or additional sitting area. The primary suite features a tray ceiling, large walk-in closet, and private full bath. Two additional bedrooms, a second full bathroom, and a convenient laundry room complete the upper level. The attached 2-car garage includes a dedicated EV charger for added convenience. Enjoy outdoor living in the backyard with a concrete patio, perfect for relaxing or spending quality time with family and friends. Ideally located just minutes from downtown Milford, shopping, dining, entertainment, and major highways, with convenient access to Twelve Oaks Mall, Novi, South Lyon, and surrounding communities. Don't miss the opportunity to make this beautiful home your own. A 10-year structural warranty from the builder may still apply.

1475 Arcadia Drive, Milford

Listing Courtesy of KW Professionals, Office Phone: 734-459-4700
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