Saginaw Homes with Conventional Financial terms

Saginaw Homes with Conventional Financial terms

Welcome to Saginaw County, Michigan—a hidden gem nestled in the heart of the Great Lakes region! Known for its rich history and vibrant community, Saginaw offers a unique blend of urban convenience and serene suburban living. With its picturesque parks, charming neighborhoods, and a strong sense of community, Saginaw is an ideal place for families, retirees, and young professionals alike.

Saginaw County boasts a diverse array of homes, ranging from cozy bungalows to spacious family residences, all designed to cater to various lifestyles and budgets. For those considering a move to this delightful area, many homes are available with conventional financing options. This means you can secure a mortgage through traditional lenders, making it easier to find your dream home without the complexities of alternative financing.

The county is also home to a thriving local economy, excellent schools, and an array of recreational opportunities. Whether you enjoy hiking along the scenic Saginaw River, exploring local art galleries, or savoring delicious cuisine at one of the many charming eateries, there’s something for everyone in Saginaw.

As you explore the housing market in Saginaw County, you’ll find that the community’s affordability and welcoming atmosphere make it a fantastic place to call home. With conventional financing available, your dream of owning a home in this vibrant area is closer than ever. Come discover the warmth and charm of Saginaw County—where your new life awaits!

Newest Saginaw Homes with Conventional Financial terms

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50221620 MLS

Village of Chesaning- Got vintage cars or a mechanic in the house then this well cared for home is the right one for your family. Its move in ready and clean, clean, clean!! Appliances stay and you have immediate possession. 22X30 garage has extra storage room or could be a sunroom.

407 SW Wood St Road, Chesaning

Listing Courtesy of Main Street Real Estate, Office Phone:

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50221614 MLS

Charming Mid Century Vernacular Bungalow featuring hardwood floors, a Chicago common brick fireplace, 1 full bath, 1 half bath, and a classic front Dutch door with independently operable upper and lower halves. Recent updates include a newer roof and water heater. Enjoy the fully fenced backyard with a covered concrete patio, attached garage with Wi-Fi-enabled access, and an attached workshop ideal for projects or storage. Located in the Adams Boulevard area, near schools, shopping, parks, and -- Downtown Saginaw, with easy access to I-675 & I-75 and just 15 minutes from Saginaw Valley State University. Character, convenience, and value. Schedule your showing today!

1125 Wright Street, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50221598 MLS

Take advantage of this well-maintained home located at the end of a quiet cul-de-sac on the Wooded West side of Freeland in Northway Manor sub on over half an acre! 3 bedrooms (with a 4th first floor office/library that could easily be converted into a bedroom), 2.5 bathrooms, first floor laundry and an extra deep tree-lined lot. Inside, the spacious living room has vaulted ceilings, large windows and a gas fireplace. The kitchen is highlighted by a plethora of cabinetry, stainless steel appliances, a sizable island and a corner pantry. Head upstairs to the primary bedroom with a private en-suite bath and rare find of an extra-large walk-in closet. Basement offers an egress window and rough-in plumbing to finish off per your liking. Yet the best part of this home . . . head on outside! The large deck provides views of the enormous backyard lined with beautiful pine trees and backs up to a field providing great privacy (see aerials). Or hang out on your front covered porch offering views of the friendly cul-de-sac. Finally, you can fit all your extra toys into the 3.5 car garage. Spots for 3 cars + an extended back workspace! Upgrades include: new carpeting (2026), roof (2022), furnace (2020), water heater (2021) and washer/dryer (2020).

12837 Whisper Ridge Drive, Freeland

Listing Courtesy of White Realty, Office Phone: 989-799-7779

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50221571 MLS

If you are searching for a quiet, tucked away place to call your own , but still want the convenience of being close to all things Saginaw County, this is the home meant for you! Charm meets coziness in this charming 3 bed, 1.5 bath home. Location PLUS, this gem is located just a short distance away from most every shopping center and amenity, yet it is back in the calm of a beautiful subdivision where the solace does exist! Everything is mainly on one level and offers a living experience of ease and sheer coziness. However, the full basement offers space to create your own use ,whether it be storage, work space, or more. Hardwood graces the bedrooms and under the living room carpet. There is a fireplace for the warmth of a cozy night at home as cooler weather approaches but central air for now as we balance the ups and downs of Michigan weather.The back living room porch area is a great area to gather or just find the quiet of a good book. This 3 bedroom, bath and a half home is ready for its next owners. It could be you! Take a peek and try it on for size.

2450 Yellowstone Street, Saginaw

Listing Courtesy of BOMIC Real Estate, Office Phone: 989-624-4444

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 50221559 MLS

Completely Renovated Gem in the Heart of Saginaw! Welcome to this beautifully rebuilt home that has been completely updated from the studs out, offering the perfect blend of modern comfort and low-maintenance living. Every detail has been thoughtfully redesigned, making this property truly move-in ready. This charming 1-bedroom, 1-full-bath home features a stunning tiled bathroom and an open, inviting layout with vaulted ceilings. The gorgeous kitchen boasts beautiful countertops, brand-new cabinetry, and modern finishes that make cooking and entertaining a pleasure. Investment Opportunity! Located in the City of Saginaw, this property is an excellent candidate for a short-term or mid-term rental. With its proximity to local healthcare facilities, it is perfectly suited for traveling nurses and healthcare professionals seeking comfortable, furnished accommodations for several months at a time. The updated finishes, private outdoor space, and turnkey condition make it highly appealing for Airbnb or corporate rental use. Whether you're a first-time homebuyer, downsizing, or looking for a strong investment property, this completely renovated home is a must-see!

1910 Newberry Drive, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

ACTIVE Status ⋅ 50221554 MLS

Prime office building for sale or for lease in Saginaw Township offering over 3,800 square feet on 1.5 acre lot. Ideally situated along State Street with strong visibility, easy access, and room to grow—perfect for owner-occupants or investors. Act now to secure this exceptional opportunity!

6270 State Street, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

ACTIVE Status ⋅ 61029533 MLS

Ready to build in Chesaning Township! This property offers a major head start for a buyer looking to bring their dream home to life. Much of the costly site preparation has already been completed, including a newly installed 1,250 sq. ft. septic tank and field, a refreshed well producing approximately 10 gallons per minute with a pump house, and Consumers Energy gas and electric ready at the property. Excavation and stone are also in place for a crawl space designed for an approximately 1,500 sq. ft. home with a 2-car garage. Two storage sheds (12' x 16' and 12' x 24') provide additional space from day one. Enjoy the peaceful Up North feel, abundant deer and turkey, and quiet mornings and evenings surrounded by nature - without giving up the convenience of an established homesite. Bring your plans and start building the home you've been waiting for!

15201 Corunna Road, Chesaning

Listing Courtesy of AAA McNamara Properties Inc, Office Phone: 810-733-2226

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50221545 MLS

This 3-bedroom, 1-bath home offers a comfortable layout with plenty of potential. The full basement provides additional space for storage, hobbies, or future living space. Outside, enjoy a detached garage and a fenced-in backyard—perfect for entertaining, pets, or relaxing outdoors. Whether you're a first-time buyer, looking for a place to call home, or searching for an investment opportunity, this property is ready for its next chapter!

1551 Gilbert Street, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50221530 MLS

A truly exceptional retreat where refined updates meet peaceful acreage. This beautifully remodeled 2-bedroom, 1-bath residence is set on 2.38 picturesque, wooded acres, offering privacy, natural beauty, and an impressive connection to the outdoors. Step inside to discover thoughtfully updated interiors, new flooring throughout, and a warm, inviting fireplace that creates an elegant focal point for relaxing or entertaining. The full basement provides valuable additional space with endless possibilities. Outside, the property continues to impress with a substantial 36x40 pole barn equipped with electricity, ideal for a workshop, recreational equipment, vehicles, or storage. A separate 16x16 electrically equipped shed provides even more versatility. The mature, treed acreage is a haven for abundant wildlife and offers a rare sense of tranquility while remaining conveniently close to schools, shopping, and everyday amenities. A distinctive property offering privacy, functionality, and timeless appeal.

2655 S River Road, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50221518 MLS

Looking for an affordable three-bedroom brick ranch with a finished basement and sunroom in Saginaw Township? Welcome to 2520 Moonglow! This adorable mid-century home offers approximately 2,200 square feet of finished living space, three bedrooms, and two full bathrooms, including a convenient main-floor primary suite with its own private bath. Main-floor laundry makes everyday living even easier! Inside, you’ll find fresh paint, original hardwood floors, newer vinyl windows, new appliances, and a kitchen with plenty of cabinetry and counter space. A touch of vintage charm remains, while major updates have already been completed, giving you room to embrace the home’s mid-century charm or make it completely your own. The carpets have also been freshly cleaned, making this home move-in ready! The enclosed sunroom may quickly become your favorite spot for morning coffee, relaxing with a book, or enjoying an iced tea while overlooking the fenced backyard. The finished basement provides even more room to entertain, work from home, or enjoy your favorite hobbies. Add an egress window for the potential to create another bedroom, subject to proper approvals. Major updates include a new furnace in 2025 and a new roof in 2022. The home is also well insulated for added energy efficiency. Outside, enjoy a large fenced-in yard and an extra-long 24x33 attached garage with room for parking, storage, tools, or projects. Located in the Saginaw Township School District, just 5–10 minutes from shopping and dining with easy expressway access. Some photos have been AI-generated to show possible furniture layouts. Schedule your private showing today!

2520 Moonglow Drive, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50221519 MLS

Welcome to easy country living with convenience just minutes away! This cozy 2-bedroom home offers a comfortable layout, plenty of natural light, and a great setting on a large yard surrounded by mature trees. The kitchen features maple cabinets and new flooring, while the front living room welcomes you with a bay window and a fireplace that adds a little extra warmth and personality. Many of the windows have been updated with vinyl, and the newer complete septic field is a great bonus for peace of mind. An attached 2-car garage provides convenient parking and storage, while the spacious yard gives you room to enjoy the outdoors, garden, play, or simply relax under the trees. Best of all, you can enjoy the peaceful feel of a country setting while being only about 5 minutes from I-75, Birch Run Outlet shopping, movies, restaurants, and more. Located in the Birch Run School District, this is a great opportunity for anyone looking for a comfortable home in a convenient location. Come take a look and see what makes this one worth calling home!

12365 Burt Road, Birch Run

Listing Courtesy of REMAX Town & Country, Office Phone: 810-659-6300

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50221491 MLS

Pride of ownership stands out in this contemporary home in the desirable Glencairn subdivision, located within the Swan Valley School District! This 1,841 sq. ft. home offers 3 bedrooms, 2 full baths, first-floor laundry, and sits on a spacious .62-acre lot. The home has been meticulously cared for and features numerous updates, including a newer roof, furnace, central air, and hot water heater. Enjoy the gorgeous backyard with stamped-concrete patio, retractable awning providing shade and inviting sunroom, perfect for relaxing or entertaining. The garage is an added surprise, deep enough to hold 4 cars with a garage door that goes out to the back yard. Large partially finished basement extends the possibilities and living space! A wonderful combination of comfortable living, desirable location, and exceptional outdoor space. Many additional updates—truly move-in ready!

8461 W Glencairn Drive, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

Start Your Search