Saginaw County Homes with Commercial Loan Financial terms

Saginaw County Homes with Commercial Loan Financial terms

Welcome to Saginaw County, Michigan – a hidden gem in the heart of the Great Lakes region! Known for its rich history, vibrant culture, and scenic landscapes, Saginaw offers an array of attractions that make it a perfect place to call home. Nestled along the Saginaw River, this charming county is steeped in tradition and community spirit, boasting beautiful parks, family-friendly events, and a thriving local economy.

Saginaw County is home to a diverse selection of neighborhoods, each with its unique character and charm. Whether you’re drawn to the bustling downtown area with its historic architecture, or the serene suburban enclaves that offer peaceful living, there’s something here for everyone. The community is also known for its excellent schools, making it an ideal location for families.

For those considering a move to Saginaw, financing your dream home is made easier with commercial loan options available in the area. These financial terms can open doors to a variety of property types, including residential homes that may also have commercial potential. Whether you’re looking to invest in a mixed-use property or simply want to secure a home with the flexibility for future business ventures, Saginaw County provides the resources and support to help you succeed.

With its welcoming community, rich cultural heritage, and accessible financing options, Saginaw County is not just a place to live, but a place to thrive. Explore the possibilities and discover your perfect home in this vibrant Michigan county today!

Newest Saginaw County Homes with Commercial Loan Financial terms

653 Chesaning Street, Saint Charles
$259,900
ACTIVE Status ⋅ 50225627 MLS

653 Chesaning Street, Saint Charles

Listing Courtesy of Charles Poag Realty, Office Phone:

1215 S River Road, Saginaw
$645,000
ACTIVE Status ⋅ 50224443 MLS
1215 S. River Road presents a unique opportunity to acquire an established brewery operation with an existing market presence, recognized brand identity, and loyal customer following in the Saginaw area. Offered as a turnkey business opportunity, the property provides the infrastructure and operational framework necessary for a new owner to continue operations with reduced startup requirements compared to launching a new brewery concept. The business has developed a reputation as a local destination, attracting patrons through its established customer base, community engagement, and welcoming atmosphere. Its operational setup provides an opportunity for continued brewing, hospitality, entertainment, and event-focused activities while offering future owners the flexibility to expand programming, distribution channels, or customer experiences based on their business objectives. Located within the Saginaw market, the property benefits from access to the broader Great Lakes Bay Region and its diverse population base. The area's established residential neighborhoods, commercial activity, and regional visitor traffic support ongoing demand for locally focused food, beverage, and entertainment destinations. For entrepreneurs, owner-operators, and investors seeking entry into the craft beverage and hospitality sector, this offering combines an established operating platform, recognized local presence, and opportunities for future growth. The property's existing reputation and operational foundation provide a compelling opportunity to build upon an already established business within a growing consumer-driven industry.

1215 S River Road, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
300 N Center Road, Saginaw
$289,900
ACTIVE Status ⋅ 50223885 MLS
A one of a kind mid century building on 1.65 acres, ready for its next chapter. Built in 1967, the main level offers 3,887 sq ft centered on a striking hall with exposed wood beams, vaulted ceilings, and walls of clerestory windows. Today it seats about 150 and includes a baptistry, but the open layout could just as easily become a performance venue, event space, or a dramatic great room for a residential conversion. The full lower level, not included in the square footage, adds a large open hall, a kitchen with a commercial range, and two classrooms suited to childcare, education, or community programs. Two offices, five bathrooms, and generous storage throughout. Boiler heat and mini split air conditioning. Outside you'll find a paved parking lot and a storage shed. Zoned residential; buyer to verify intended use with the township.

300 N Center Road, Saginaw

Listing Courtesy of Ayre/Rhinehart-Midland, Office Phone: 989-631-7000
5481 N Colony Drive, Saginaw
$399,900
ACTIVE Status ⋅ 50222637 MLS
This property is a medical condominium building with three units. For sale is the lower level unit which is currently being used by a primary care doctor since 1998. The unit features a large waiting room, a separate waiting area for children, reception area, nine exam rooms, and two full offices. There are association fees for the condominium, they cover the expenses to the exterior of the building.

5481 N Colony Drive, Saginaw

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900
11250 Dixie Highway, Birch Run
$475,000
ACTIVE Status ⋅ 50222557 MLS
Prime industrial acreage close to I-75 with visibility to I-75 and Dixie Highway. Just off of the Birch Run exit (about 1 mile) and in great proximity to Flint and Saginaw. There are about 7 acres of open farm ground, 8 acres of mature woods, an old farm home, barn and garage on the property. It is directly across the street from the new fire hall. There is an income producing billboard on the back of the property too.

11250 Dixie Highway, Birch Run

Listing Courtesy of BOMIC Real Estate, Office Phone: 989-624-4444
511 W Cornell Street, Saginaw
$249,900
ACTIVE Status ⋅ 50221014 MLS
Rare opportunity to own a piece of Saginaw history — the former Saint Matthew Catholic Church. Approximately 8,000 SF single-story building, constructed in 1964, on a 3.13-acre parcel (Parcel #02-12-5-06-1064-003) with ample paved on-site parking at roughly 10 spaces per 1,000 SF. The interior has been freshly painted throughout, and the sanctuary features breathtaking original stained glass. Updated boilers are already in place, taking a major capital expense off the table. Currently classified as miscellaneous commercial; buyer to verify zoning and intended use with the local municipality. With a little finish work, this property would make an exceptional event or wedding venue, banquet hall, brewery or restaurant concept, community center, or continued place of worship. Conveniently located just off Tittabawassee Rd. with quick I-675 access. Bring your vision and schedule your private showing today.

511 W Cornell Street, Saginaw

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
16625 Gratiot Road, Hemlock
$119,000
ACTIVE Status ⋅ 50221012 MLS
Established, locally owned 24/7 fitness center for sale in Hemlock, Michigan — business only, no real estate included, with the lease assignable to a qualified buyer. Members enjoy round-the-clock access via a secure electronic key fob system, allowing the gym to run profitably with minimal staffing and low labor overhead. The sale includes a comprehensive commercial equipment package of more than 75 line items: a full Cybex Eagle NX selectorized strength circuit, Life Fitness leg press, Flex Fitness and Body Solid chest stations, a complete free-weight area with multiple squat racks, Nautilus Smith machine, Rogue and Icarian benches, Titan specialty pieces, nine Olympic barbells with full steel and Rogue bumper plate sets, plus Matrix TX5 treadmills, Precor and Octane ellipticals, Bodycraft rowers, a stair stepper and exercise bike, functional training accessories, custom front desk, and all mirrors and fixtures. Turnkey and well maintained — a buyer can take over and operate from day one. As the area's only full-service 24/7 gym, Hometown Gym serves Hemlock, Thomas Township, Merrill, and western Saginaw County with a loyal, largely word-of-mouth membership base. Hemlock is one of the region's faster-growing small communities and active new-home construction underway. The combination of new rooftops and high-wage local jobs creates substantial upside for the next owner, with clear untapped revenue in personal training, group classes, recovery and ancillary services, corporate wellness partnerships, membership tier optimization, and formal digital marketing. Financials, membership detail, and the complete equipment inventory available to qualified buyers upon execution of a confidentiality agreement. Please do not contact employees, members, or vendors.

16625 Gratiot Road, Hemlock

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
8849 Gratiot Road, Saginaw
$2,500,000
ACTIVE Status ⋅ 50219850 MLS
Turnkey, fully renovated 25,168 square foot restaurant and entertainment facility situated on 2.55 acres in the heart of the Gratiot Road (M-46) commercial corridor in Thomas Township, Saginaw County. The building has been comprehensively updated inside and out and is configured for immediate occupancy by a restaurant, brewpub, family entertainment center, event venue, or a wide range of alternative commercial users permitted under B-4 zoning. The property combines a large dining area, a purpose-built commercial kitchen area, and a substantial dedicated entertainment wing featuring axe throwing lanes and billiards. A building-wide fire suppression system is installed and in place throughout, satisfying a code requirement that is both expensive and slow to retrofit and that opens the building to assembly, restaurant, and entertainment occupancy loads. A Class C liquor license is included with the sale. Sale includes both parcels for a combined 2.55 acres, providing generous on-site parking and expansion or redevelopment potential.

8849 Gratiot Road, Saginaw

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
4705 Towne Centre Suite 304 Road Suite 304 Medical Arts Building 1, Saginaw
$120,000
ACTIVE Status ⋅ 50219582 MLS
Fabulous convenient location for your medical-related business. Joining in the Medical Arts complex you combine ownership for your office with the ease of the condo association taking care of all the exterior maintenance, interior cleaning and common space updates, heat and electricity. Spacious reception area for patients, with administrative room for 3+ employees, multiple window-front offices and several exam rooms, conference room, employee restroom and full kitchen ensuite.

4705 Towne Centre Suite 304 Road Suite 304 Medical Arts Building 1, Saginaw

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
4058 State Street, Saginaw
$199,900
ACTIVE Status ⋅ 50217416 MLS
Fully updated and renovated commercial office building in excellent condition, ready for immediate occupancy. Completely refreshed in 2026 with new windows, flooring, and paint — turnkey with nothing left to do. 2,184 sq ft on .34 acres, zoned B1 for a wide range of office or retail uses. Outstanding exposure with visibility from both State Street and Davenport Avenue, located on one of Saginaw Township's busiest commercial corridors among established retail, restaurants, and professional services. Handicapped accessible and well suited to client-facing businesses: professional office, medical or dental, insurance, salon, boutique retail, and more. On-site parking. A strong fit for an owner-occupant ready to stop paying rent or an investor seeking a low-maintenance, fully renovated asset in a proven location. Showings by appointment.

4058 State Street, Saginaw

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
265 W Saginaw Street, Hemlock
$315,000
ACTIVE Status ⋅ 50215476 MLS
Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
380 S Main Street, Freeland
$299,900
ACTIVE Status ⋅ 50215223 MLS
**PRICE DROP!**Timeless charm on Main Street!**Ideally located in the heart of Freeland between Austin's Flowers & Gifts and Applewood Plaza, this unique Liberty home offers endless possibilities. Featuring 3 bedrooms, 2 full baths, a 1.5-car garage with additional parking, and situated on just over a half-acre with frontage on the Tittabawassee River, this property combines character, space, and a prime location. Inside, you'll appreciate the original craftsmanship along with numerous recent updates, including new paint, wood flooring, tile flooring, carpet, granite kitchen countertops, refreshed kitchen cabinets with new hardware, and a new basement waterproofing system. Additional improvements include a newer furnace and central A/C, as well as refreshed landscaping. Whether you're looking for a charming residence, a commercial business opportunity, or a live/work space, this property offers exceptional flexibility in a highly visible location. Schedule your private showing today and discover everything this one-of-a-kind property has to offer!

380 S Main Street, Freeland

Listing Courtesy of EXP Realty, Office Phone: 989-737-8023
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