Saginaw Homes with Commercial Loan Financial terms

Saginaw Homes with Commercial Loan Financial terms

Welcome to Saginaw County, Michigan – a hidden gem in the heart of the Great Lakes region! Known for its rich history, vibrant culture, and scenic landscapes, Saginaw offers an array of attractions that make it a perfect place to call home. Nestled along the Saginaw River, this charming county is steeped in tradition and community spirit, boasting beautiful parks, family-friendly events, and a thriving local economy.

Saginaw County is home to a diverse selection of neighborhoods, each with its unique character and charm. Whether you’re drawn to the bustling downtown area with its historic architecture, or the serene suburban enclaves that offer peaceful living, there’s something here for everyone. The community is also known for its excellent schools, making it an ideal location for families.

For those considering a move to Saginaw, financing your dream home is made easier with commercial loan options available in the area. These financial terms can open doors to a variety of property types, including residential homes that may also have commercial potential. Whether you’re looking to invest in a mixed-use property or simply want to secure a home with the flexibility for future business ventures, Saginaw County provides the resources and support to help you succeed.

With its welcoming community, rich cultural heritage, and accessible financing options, Saginaw County is not just a place to live, but a place to thrive. Explore the possibilities and discover your perfect home in this vibrant Michigan county today!

Newest Saginaw Homes with Commercial Loan Financial terms

$249,900
ACTIVE Status ⋅ 50221014 MLS
Rare opportunity to own a piece of Saginaw history — the former Saint Matthew Catholic Church. Approximately 8,000 SF single-story building, constructed in 1964, on a 3.13-acre parcel (Parcel #02-12-5-06-1064-003) with ample paved on-site parking at roughly 10 spaces per 1,000 SF. The interior has been freshly painted throughout, and the sanctuary features breathtaking original stained glass. Updated boilers are already in place, taking a major capital expense off the table. Currently classified as miscellaneous commercial; buyer to verify zoning and intended use with the local municipality. With a little finish work, this property would make an exceptional event or wedding venue, banquet hall, brewery or restaurant concept, community center, or continued place of worship. Conveniently located just off Tittabawassee Rd. with quick I-675 access. Bring your vision and schedule your private showing today.

511 W Cornell Street, Saginaw

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
$139,000
ACTIVE Status ⋅ 50221012 MLS
Established, locally owned 24/7 fitness center for sale in Hemlock, Michigan — business only, no real estate included, with the lease assignable to a qualified buyer. Members enjoy round-the-clock access via a secure electronic key fob system, allowing the gym to run profitably with minimal staffing and low labor overhead. The sale includes a comprehensive commercial equipment package of more than 75 line items: a full Cybex Eagle NX selectorized strength circuit, Life Fitness leg press, Flex Fitness and Body Solid chest stations, a complete free-weight area with multiple squat racks, Nautilus Smith machine, Rogue and Icarian benches, Titan specialty pieces, nine Olympic barbells with full steel and Rogue bumper plate sets, plus Matrix TX5 treadmills, Precor and Octane ellipticals, Bodycraft rowers, a stair stepper and exercise bike, functional training accessories, custom front desk, and all mirrors and fixtures. Turnkey and well maintained — a buyer can take over and operate from day one. As the area's only full-service 24/7 gym, Hometown Gym serves Hemlock, Thomas Township, Merrill, and western Saginaw County with a loyal, largely word-of-mouth membership base. Hemlock is one of the region's faster-growing small communities and active new-home construction underway. The combination of new rooftops and high-wage local jobs creates substantial upside for the next owner, with clear untapped revenue in personal training, group classes, recovery and ancillary services, corporate wellness partnerships, membership tier optimization, and formal digital marketing. Financials, membership detail, and the complete equipment inventory available to qualified buyers upon execution of a confidentiality agreement. Please do not contact employees, members, or vendors.

16625 Gratiot Road, Hemlock

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
$2,500,000
ACTIVE Status ⋅ 50219850 MLS
Turnkey, fully renovated 25,168 square foot restaurant and entertainment facility situated on 2.55 acres in the heart of the Gratiot Road (M-46) commercial corridor in Thomas Township, Saginaw County. The building has been comprehensively updated inside and out and is configured for immediate occupancy by a restaurant, brewpub, family entertainment center, event venue, or a wide range of alternative commercial users permitted under B-4 zoning. The property combines a large dining area, a purpose-built commercial kitchen area, and a substantial dedicated entertainment wing featuring axe throwing lanes and billiards. A building-wide fire suppression system is installed and in place throughout, satisfying a code requirement that is both expensive and slow to retrofit and that opens the building to assembly, restaurant, and entertainment occupancy loads. A Class C liquor license is included with the sale. Sale includes both parcels for a combined 2.55 acres, providing generous on-site parking and expansion or redevelopment potential.

8849 Gratiot Road, Saginaw

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
$130,000
ACTIVE Status ⋅ 50219582 MLS
Fabulous convenient location for your medical-related business. Joining in the Medical Arts complex you combine ownership for your office with the ease of the condo association taking care of all the exterior maintenance, interior cleaning and common space updates, heat and electricity. Spacious reception area for patients, with administrative room for 3+ employees, multiple window-front offices and several exam rooms, conference room, employee restroom and full kitchen ensuite.

4705 Towne Centre Suite 304 Road Suite 304 Medical Arts Building 1, Saginaw

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
$199,900
ACTIVE Status ⋅ 50219153 MLS
Over 3000 sq ft - 1st floor former chiropractic facility with front office, reception area, 5 operatories, laundry room (w/stackable washer & dryer), public bath, and rear lot entrance. Second floor has full apartment with 3 bedrooms, kitchen, living, laundry room, separate entrance off back of building. Separate utilities. Over 14 rear lot parking spaces all located within a few blocks of Birch Run Outlet Mall entrance and less than half mile from I-75. Pictures of Upper Unit to follow.

7890 Main Street, Birch Run

Listing Courtesy of White Realty, Office Phone: 989-799-7779
$199,900
ACTIVE Status ⋅ 50217416 MLS
Fully updated and renovated commercial office building in excellent condition, ready for immediate occupancy. Completely refreshed in 2026 with new windows, flooring, and paint — turnkey with nothing left to do. 2,184 sq ft on .34 acres, zoned B1 for a wide range of office or retail uses. Outstanding exposure with visibility from both State Street and Davenport Avenue, located on one of Saginaw Township's busiest commercial corridors among established retail, restaurants, and professional services. Handicapped accessible and well suited to client-facing businesses: professional office, medical or dental, insurance, salon, boutique retail, and more. On-site parking. A strong fit for an owner-occupant ready to stop paying rent or an investor seeking a low-maintenance, fully renovated asset in a proven location. Showings by appointment.

4058 State Street, Saginaw

Listing Courtesy of The Miller Group, Office Phone: 989-790-0767
$315,000
ACTIVE Status ⋅ 50215476 MLS
Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$299,900
ACTIVE Status ⋅ 50215223 MLS
**PRICE DROP!**Timeless charm on Main Street!**Ideally located in the heart of Freeland between Austin's Flowers & Gifts and Applewood Plaza, this unique Liberty home offers endless possibilities. Featuring 3 bedrooms, 2 full baths, a 1.5-car garage with additional parking, and situated on just over a half-acre with frontage on the Tittabawassee River, this property combines character, space, and a prime location. Inside, you'll appreciate the original craftsmanship along with numerous recent updates, including new paint, wood flooring, tile flooring, carpet, granite kitchen countertops, refreshed kitchen cabinets with new hardware, and a new basement waterproofing system. Additional improvements include a newer furnace and central A/C, as well as refreshed landscaping. Whether you're looking for a charming residence, a commercial business opportunity, or a live/work space, this property offers exceptional flexibility in a highly visible location. Schedule your private showing today and discover everything this one-of-a-kind property has to offer!

380 S Main Street, Freeland

Listing Courtesy of EXP Realty, Office Phone: 989-737-8023
$750,000
ACTIVE Status ⋅ 50213487 MLS
Welcome to a once in a lifetime business opportunity in charming downtown Chesaning, Michigan—a spectacular 12,990 square foot commercial space currently operating as a bar, tavern, lounge, fast food venue, and bowling alley. Over the last decade, this vibrant property has been fully renovated, boasting a modern commercial kitchen outfitted with top-tier amenities, washable surfaces, and a bar area featuring elegant Glastender fixtures. Both men’s and women’s restrooms have been fully commercialized, and every detail, from flooring to windows, plumbing, and electrical has been meticulously updated. The spacious banquet room seats 90, while the lively bowling and restaurant area accommodates up to 250 guests. Just three years ago, a $50,000 pin scoring system was installed, elevating the bowling experience. Don’t miss this exceptional opportunity to own a landmark in the heart of Chesaning!

142 N Saginaw Street, Chesaning

Listing Courtesy of Gateway Brokerage, Office Phone:

$325,000
ACTIVE Status ⋅ 50212606 MLS
Large industrial building with truck docs and a dock high floor with a drive up ramp. Block and brick construction. Newer roof on main part of building approx. 8 years old per previous owner. Roof on back storage area in 2022. Front office/reception area plus 2 additional private offices. 2 bathrooms. Updated phase 3 electric. Call agent to schedule a showing.

2765 Universal Drive, Saginaw

Listing Courtesy of RE/MAX New Image, Office Phone: 989-790-0890
$180,000
ACTIVE Status ⋅ 50210654 MLS
Exceptional redevelopment opportunity in the heart of Saginaw’s west side corridor. Former school/church facility located at 405 Hayes St. offering approximately 18,190 sq. ft. across two stories plus a large basement level on a 0.629-acre corner parcel. Property features solid institutional construction, expansive interior space, and flexible redevelopment potential for mixed-use, residential conversion, community facility, office, educational, storage, event venue, or other commercial uses subject to municipal approval. Sale also includes a separate 0.413-acre paved parking lot located directly across the street at 709 N. Hamilton St., providing valuable off-street parking and additional development flexibility. Combined site offers strong footprint, corner visibility, and convenient access to major Saginaw thoroughfares. Situated within the City of Saginaw with RMU zoning designations and surrounded by residential, commercial, and institutional uses, this property presents an outstanding opportunity for developers and investors seeking a large-scale adaptive reuse project. Existing structure was originally constructed in 1950 and includes approximately 10,235 square feet of basement space. Properties included in sale: • 405 Hayes St., Saginaw, MI – Improved commercial building on 0.629 acres • 709 N. Hamilton St., Saginaw, MI – Separate paved parking lot on 0.413 acres

405 Hayes Street, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
$229,000
ACTIVE Status ⋅ 50210200 MLS
Great opportunity in the Heart of Saginaw, this building offers over 7000 square foot of workspace that will suit the needs of your growing business. 2 front door main entrances with an entrance in the rear of the building. Several offices throughout the building as well a giant vast upper level containing 14 cubicles. 5 bathrooms in the facility including a shower in the basement. 29 space parking lot with street parking at the front of the building as well. Offering triple net lease minimum 3 year lease but option to sign longer term.

731 Gratiot Avenue, Saginaw

Listing Courtesy of REMAX Prime Properties, Office Phone: 989-652-7653
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