Saginaw Homes with Commercial Loan Financial terms

Saginaw Homes with Commercial Loan Financial terms

Welcome to Saginaw County, Michigan – a hidden gem in the heart of the Great Lakes region! Known for its rich history, vibrant culture, and scenic landscapes, Saginaw offers an array of attractions that make it a perfect place to call home. Nestled along the Saginaw River, this charming county is steeped in tradition and community spirit, boasting beautiful parks, family-friendly events, and a thriving local economy.

Saginaw County is home to a diverse selection of neighborhoods, each with its unique character and charm. Whether you’re drawn to the bustling downtown area with its historic architecture, or the serene suburban enclaves that offer peaceful living, there’s something here for everyone. The community is also known for its excellent schools, making it an ideal location for families.

For those considering a move to Saginaw, financing your dream home is made easier with commercial loan options available in the area. These financial terms can open doors to a variety of property types, including residential homes that may also have commercial potential. Whether you’re looking to invest in a mixed-use property or simply want to secure a home with the flexibility for future business ventures, Saginaw County provides the resources and support to help you succeed.

With its welcoming community, rich cultural heritage, and accessible financing options, Saginaw County is not just a place to live, but a place to thrive. Explore the possibilities and discover your perfect home in this vibrant Michigan county today!

Newest Saginaw Homes with Commercial Loan Financial terms

$164,900
ACTIVE Status ⋅ 50215810 MLS
Discover the perfect blend of business and residential living with this versatile mixed-use property offering excellent potential for owner-occupants, investors, or entrepreneurs in Freeland. The main floor features approximately 1,008 square feet of flexible retail/office space with a functional layout suitable for a variety of business uses, including professional offices, boutique retail, studio space, or service-based operations. The space offers great visibility and adaptability to accommodate your business needs. The upper level includes a cozy one-bedroom, one-bath apartment with approximately 576 square feet of living space. This efficient residential unit is ideal for an owner-occupant, rental income opportunity, or live-work arrangement. Recent updates add value and peace of mind, including a newer roof, siding, water heater, and front porch. These enhancements improve the property's appeal while maximizing its potential for continued retail, office, or residential use. Whether you're looking to operate your business while living on-site, add a unique property to your investment portfolio, or create multiple income streams, this mixed-use property offers flexibility and opportunity. Schedule your private showing today and explore the possibilities this exceptional property has to offer!

135 E Washington Street, Freeland

Listing Courtesy of NextHome Greater Tri-cities, Office Phone: 989-759-9606
$315,000
ACTIVE Status ⋅ 50215476 MLS
Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$329,900
ACTIVE Status ⋅ 50215223 MLS
Timeless charm on Main Street! Ideally located in the heart of Freeland between Austin's Flowers & Gifts and Applewood Plaza, this unique Liberty home offers endless possibilities. Featuring 3 bedrooms, 2 full baths, a 1.5-car garage with additional parking, and situated on just over a half-acre with frontage on the Tittabawassee River, this property combines character, space, and a prime location. Inside, you'll appreciate the original craftsmanship along with numerous recent updates, including new paint, wood flooring, tile flooring, carpet, granite kitchen countertops, refreshed kitchen cabinets with new hardware, and a new basement waterproofing system. Additional improvements include a newer furnace and central A/C, as well as refreshed landscaping. Whether you're looking for a charming residence, a commercial business opportunity, or a live/work space, this property offers exceptional flexibility in a highly visible location. Schedule your private showing today and discover everything this one-of-a-kind property has to offer!

380 S Main Street, Freeland

Listing Courtesy of EXP Realty, Office Phone: 989-737-8023
$750,000
ACTIVE Status ⋅ 50213487 MLS
Welcome to a once in a lifetime business opportunity in charming downtown Chesaning, Michigan—a spectacular 12,990 square foot commercial space currently operating as a bar, tavern, lounge, fast food venue, and bowling alley. Over the last decade, this vibrant property has been fully renovated, boasting a modern commercial kitchen outfitted with top-tier amenities, washable surfaces, and a bar area featuring elegant Glastender fixtures. Both men’s and women’s restrooms have been fully commercialized, and every detail, from flooring to windows, plumbing, and electrical has been meticulously updated. The spacious banquet room seats 90, while the lively bowling and restaurant area accommodates up to 250 guests. Just three years ago, a $50,000 pin scoring system was installed, elevating the bowling experience. Don’t miss this exceptional opportunity to own a landmark in the heart of Chesaning!

142 N Saginaw Street, Chesaning

Listing Courtesy of Gateway Brokerage, Office Phone:

$325,000
ACTIVE Status ⋅ 50212606 MLS
Large industrial building with truck docs and a dock high floor with a drive up ramp. Block and brick construction. Newer roof on main part of building approx. 8 years old per previous owner. Roof on back storage area in 2022. Front office/reception area plus 2 additional private offices. 2 bathrooms. Updated phase 3 electric. Call agent to schedule a showing.

2765 Universal Drive, Saginaw

Listing Courtesy of RE/MAX New Image, Office Phone: 989-790-0890
$180,000
ACTIVE Status ⋅ 50210654 MLS
Exceptional redevelopment opportunity in the heart of Saginaw’s west side corridor. Former school/church facility located at 405 Hayes St. offering approximately 18,190 sq. ft. across two stories plus a large basement level on a 0.629-acre corner parcel. Property features solid institutional construction, expansive interior space, and flexible redevelopment potential for mixed-use, residential conversion, community facility, office, educational, storage, event venue, or other commercial uses subject to municipal approval. Sale also includes a separate 0.413-acre paved parking lot located directly across the street at 709 N. Hamilton St., providing valuable off-street parking and additional development flexibility. Combined site offers strong footprint, corner visibility, and convenient access to major Saginaw thoroughfares. Situated within the City of Saginaw with RMU zoning designations and surrounded by residential, commercial, and institutional uses, this property presents an outstanding opportunity for developers and investors seeking a large-scale adaptive reuse project. Existing structure was originally constructed in 1950 and includes approximately 10,235 square feet of basement space. Properties included in sale: • 405 Hayes St., Saginaw, MI – Improved commercial building on 0.629 acres • 709 N. Hamilton St., Saginaw, MI – Separate paved parking lot on 0.413 acres

405 Hayes Street, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
$229,000
ACTIVE Status ⋅ 50210200 MLS
Great opportunity in the Heart of Saginaw, this building offers over 7000 square foot of workspace that will suit the needs of your growing business. 2 front door main entrances with an entrance in the rear of the building. Several offices throughout the building as well a giant vast upper level containing 14 cubicles. 5 bathrooms in the facility including a shower in the basement. 29 space parking lot with street parking at the front of the building as well. Offering triple net lease minimum 3 year lease but option to sign longer term.

731 Gratiot Avenue, Saginaw

Listing Courtesy of REMAX Prime Properties, Office Phone: 989-652-7653
$129,900
ACTIVE Status ⋅ 50208989 MLS
Move your office into a Mansion, second floor living quarters possible. Large rooms, lots of parking, six blocks to the Court House. Excellant opportunity for a lot of space in a highly visible location.

721 S Michigan Avenue, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650
$799,500
ACTIVE Status ⋅ 50208137 MLS
Jamb Event Center DBA The Vault. Two level event center known for Concerts, Live Music, Comedy & Speciality Shows. Tha Las Vegas showroom feeling in this two level venue. Expand the business into Weddings, Business Presentations, Corporate Training, many options available. Excellant operating staff in place.

110 Florence Street, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650
$650,000
ACTIVE Status ⋅ 50207966 MLS
Turnkey restaurant opportunity ready for operation! This former popular restaurant features over 5,100 sq. ft. situated on 1.6 acres and was originally built in 2001. The property includes all furnishings, kitchen equipment, and bar equipment—providing everything needed to open and begin serving customers right away. Property highlights include a spacious outdoor patio ideal for dining and entertainment, multiple TVs perfect for game-day crowds, and a 1,500 sq. ft. basement offering excellent space for storage and office use. An additional 18x24 garage provides even more storage flexibility. With its fully equipped setup and versatile layout, this property is perfectly suited for a restaurant, sports bar, banquet facility, event venue, or hospitality concept. A rare opportunity to step into a well-established location with the infrastructure already in place for success. Liquor license available.

5530 Gratiot Road, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
$165,000
ACTIVE Status ⋅ 50207293 MLS
Unique Live/Work Commercial Opportunity: This is a rare opportunity for an entrepreneur seeking the convenience of operating a business while living on-site. Zoned commercial, this versatile property offers outstanding potential for a wide range of business ventures. The main level features a fully operational kitchen ready for continued food service use, with all kitchen equipment, coolers, and related fixtures included in the sale — allowing you to step in and start operating while avoiding costly startup expenses. A spacious back room provides additional flexibility and could easily be converted into a dining area or expanded customer seating. Upstairs, you’ll find three comfortable bedrooms, a full bathroom, laundry room, and a large living area to relax and unwind — ideal for owner-occupied living quarters, staff housing, or even an additional rental opportunity. In addition, the property includes two large extra lots(ID#09 0421 0000 & 09 0422 0000) with ample parking and room for future expansion, outdoor seating, additional structures, drive-thru service, or further development. Whether you're launching a new venture or expanding an existing one, this flexible commercial property offers the rare combination of workspace, living space, and room to grow — all in one location. Call listing agent today for personal showing!

1200 Martha Street, Saginaw

Listing Courtesy of JPAR - Great Lakes Bay Region, Office Phone: 989-349-3039
$274,900
ACTIVE Status ⋅ 50206810 MLS
Located on high-traffic Dixie Highway in Bridgeport, this fully renovated mixed-use commercial opportunity brings multiple streams of income together in one turnkey package. The property features a completely updated bar ready for immediate operation, along with an attached fully renovated 2 bedroom, 1 bathroom apartment offering additional rental income and its own fenced yard. Included in the sale is the liquor license, liquor inventory, all equipment, tables, chairs, and furnishings, making this a true ready-to-go business opportunity for its next owner. Additional income potential comes from the play-for-fun casino machines, pool table, and ATM, with current revenue-sharing arrangements in place on the machines and pool table. The property also offers a small kitchen area, outdoor seating space for the bar, a large lot with plenty of parking, and excellent visibility in a strong traffic-count location. With major updates throughout and multiple income-producing components under one roof, this is a unique investment opportunity with strong upside potential.

5463 Dixie Highway, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
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