Saginaw County Homes with FHA Financial terms

Saginaw County Homes with FHA Financial terms

Welcome to Saginaw County, Michigan – a hidden gem in the heart of the Great Lakes region! Known for its rich history, vibrant culture, and diverse recreational opportunities, Saginaw offers a unique blend of urban amenities and natural beauty. Nestled along the banks of the Saginaw River, the county is home to charming neighborhoods, picturesque parks, and a thriving arts scene. Whether you’re a first-time homebuyer or looking to invest in a property, Saginaw County presents an array of options that cater to all lifestyles.

One of the standout features of the Saginaw housing market is the availability of homes that qualify for FHA financing. The Federal Housing Administration (FHA) loan program is designed to make homeownership more accessible, especially for those who may have lower credit scores or limited savings for a down payment. With FHA loans, buyers can secure financing with as little as 3.5% down, making it an attractive option for many families and individuals in Saginaw.

Imagine settling into a cozy bungalow in a friendly neighborhood or a modern townhouse close to local amenities. With FHA financing, the dream of homeownership is within reach! The diverse range of homes available in Saginaw County means you can find a property that fits your needs and budget, all while enjoying the community's warm hospitality and rich heritage.

Explore the possibilities in Saginaw County today, where your dream home awaits, and the charm of Michigan is just a doorstep away!

Newest Saginaw County Homes with FHA Financial terms

2325 Kipling Drive, Saginaw
$189,500
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61042303 MLS
Welcome to this spacious home located at 2325 Kipling in Saginaw, MI. This charming house accords a comfortable living space with three bedrooms, two full bathrooms, and one half bathroom. With a total living area of 1,716 square feet, there is plenty of room for relaxation and entertaining. Situated on a generous 0.35-acre lot, the property provides ample outdoor space for various activities. The layout of the house is designed to accord both functionality and comfort, making it a delightful setting for everyday living. The exterior and interior details reflect a welcoming and well-maintained atmosphere, adding to the home's appeal. Whether you're enjoying the spacious indoors or the expansive outdoor area, this property provides a wonderful place to call home. Highlights include new furnace, new air conditioner, new vinyl fence, replaced the sewer line from the basement to the outside of the home done by City Sewers. Fireplace in living room and also in the basement below. 1/2 bath in basement-however our parents never used the basement-a deck with cover off the back sliding doors, a nice storage barn in rear area. also 2 separate living rooms to accommodate almost any size family and party. The laundry is a great addition in a separate space and has tons of storage.

2325 Kipling Drive, Saginaw

Listing Courtesy of Beycome Brokerage Realty LLC, Office Phone: 804-656-5007
2851 N Orr Road, Hemlock
$260,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226039 MLS
This 3 bed, 1.5 bath 2 story home on a half acre is conveniently located between Hemlock and Thomas Township, minutes away from Hemlock Semiconductor. Lots of living space inside, with a living room, family room, partially finished basement, and large sunroom with a panoramic view of the large, private, well-maintained back yard. Newer kitchen cabinets and new stove in the kitchen. The house has central heat and air conditioning, 2 car garage, and all appliances and furniture can stay. The lot is beautiful, the house is clean and well cared for, and the location is perfect with a rural setting so close to the city. Hemlock Public Schools.

2851 N Orr Road, Hemlock

Listing Courtesy of Ayre/Rhinehart-Midland, Office Phone: 989-631-7000
3340 Congress Avenue, Saginaw
$119,500
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50225999 MLS
Clean on Congress! One story, two bedrooms, one bath, central air, vinyl windows, hardwood floors, full waterproofed basement, dual steel I-Beam supports, brand new furnace 2026, fenced-in yard, 1.5 car garage with opener and workshop - and washer, dryer, range and refrigerator included! #MAKEITHAPPEN

3340 Congress Avenue, Saginaw

Listing Courtesy of Make It Happen Real Estate, Office Phone: 989-316-2384
2934 Whitfield Drive, Saginaw
$199,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225988 MLS
This 3 bedroom, 2 bath, brick ranch home was taken down to the studs and renovated just 4 years ago. The water heater, furnace, central air, plumbing and electrical wiring were all replaced at that time. The quiet neighborhood and big back yard are just waiting for a new family to enjoy it. Don't let this gem slip by! Book your showing today.

2934 Whitfield Drive, Saginaw

Listing Courtesy of Century 21 Signature - Frankenmuth, Office Phone: 989-652-6080
11174 Garden Ridge Drive, Freeland
$360,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225928 MLS
Fabulous in Freeland! Move in Ready home with recent updates including new flooring and professional painting throughout. Master Suite with walk-in shower and large closet. Cathedral Ceiling in Living Room with gas fireplace. Kitchen features include abundant counter space and new stove. Spacious basement with egress windows that could be finished for more living space. 2 car garage with large driveway for plenty of parking. Large lot with deck off the back.

11174 Garden Ridge Drive, Freeland

Listing Courtesy of Ayre/Rhinehart Bay REALTORS, Office Phone: 989-892-4800
2122 S Washington Avenue, Saginaw
$74,900
COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50225910 MLS
Sale includes both 2122 S. Washington Ave and the adjacent parcel at 2114 S. Washington Ave! This property offers fantastic space, major value, featuring brand-new replacement windows throughout for excellent energy efficiency and a convenient circle driveway providing easy access and ample parking. Inside, you will find a versatile layout configured with 2 bedrooms plus the flexibility of a possible 3rd bedroom. The spacious primary bedroom features its own private sitting area—perfect for a quiet retreat, reading nook, or home office setup. Additional highlights include a formal dining room, comfortable living space, a full basement. With 2114 S. Washington included in the purchase, you enjoy an expansive double-lot feel with substantial extra yard space, privacy, and endless options for outdoor use or future projects. Ideal for an investor seeking strong rental potential or a buyer looking for room to spread out. Sold as-is; both parcels transfer together with the sale. Schedule your private tour today!

2122 S Washington Avenue, Saginaw

Listing Courtesy of REMAX Right Choice, Office Phone: 810-686-8667
709 S Granger Street, Saginaw
$99,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50225896 MLS
New Listing! This spacious historic home offers plenty of charm, character, and modern updates! Featuring a large living room, a three-season porch, this home provides plenty of room to spread out. Recent updates include fresh paint throughout, new flooring, and updated tile surrounding the tub in the first-floor bathroom. Enjoy the fenced-in backyard, a nice side deck perfect for relaxing or entertaining, and vacant lots on both sides offering additional privacy and space between neighbors. The basement provides plenty of extra room for storage or other possibilities. Conveniently located near the highway for easy commuting, this home offers a great combination of historic charm and recent improvements. Keys at closing mean you can move right in! Schedule your showing today!

709 S Granger Street, Saginaw

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900
4605 E Lakecress Drive, Saginaw
$465,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 50225888 MLS
Tucked away on a stunning lot in Saginaw Township, this four-bedroom home offers an impressive combination of indoor and outdoor living space, including a remarkable 26 x 62 heated tandem garage! Situated at the back of an established subdivision, this property offers a wonderful setting with an expansive fenced backyard and plenty of room to enjoy the outdoors. Step inside to an inviting open-concept main floor where the kitchen, dining area, and family room flow together for everyday living and entertaining. The beautifully appointed kitchen showcases white cabinetry with crown molding, granite countertops, a subway tile backsplash, stainless steel appliances including a newer gas range, and a substantial island with seating and additional storage. Abundant cabinetry and counter space make this kitchen as functional as it is attractive. The adjoining dining area easily accommodates a large table and offers direct access to the backyard through sliding glass doors. The family room is anchored by a gas fireplace, creating a comfortable gathering space. A convenient main-floor laundry room adds to the thoughtful layout. Upstairs, the spacious primary suite offers a private full bathroom and an oversized walk-in closet with plenty of room for storage and organization. Three additional bedrooms, a full bathroom, and a versatile loft/nook area provide flexibility for a reading area, homework station, or additional workspace. The partially finished lower level extends the living space with a family room, half bathroom, and egress window, offering room for recreation, entertaining, or hobbies. One of the property's most notable amenities is the heated, attached 4+ car tandem garage, measuring an impressive 26 x 62 with a single garage door opening to the backyard. Whether you need space for multiple vehicles, recreational equipment, a workshop, or additional storage, this garage offers possibilities that are difficult to find. The outdoor living space is equally appealing! A 20 x 20 covered concrete patio creates an ideal setting for outdoor dining, relaxing, or hosting gatherings regardless of the weather. The expansive fenced backyard offers plenty of room for outdoor activities, while a separate storage shed and additional driveway parking pad add everyday convenience. The home's location at the back of the subdivision provides an attractive setting away from busier through streets. From the inviting interior and flexible living spaces to the exceptional garage and backyard, this home delivers a combination of amenities that is hard to duplicate. Schedule your private showing today and experience everything this Saginaw Township property has to offer!

4605 E Lakecress Drive, Saginaw

Listing Courtesy of RE/MAX of Midland, Office Phone: 989-832-0090
4421 Jasmine Drive, Saginaw
$259,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225843 MLS
Beautiful, sprawling ranch that has been exceptionally well cared for inside and out! Situated on a corner lot with a meticulously maintained yard, this inviting home offers comfortable living spaces and wonderful features throughout. Enjoy the bright sunroom, oversized family room with a cozy gas fireplace, and the convenience of first-floor laundry. A full basement provides additional storage or potential for extra living space. The home features 1.5 baths, a two-car garage, and numerous updates, including windows, furnace, hot water heater, and central air. Roof is newer and solar panels offer the potential for energy savings, adding even more value to this well-maintained property. Pride of ownership shines throughout—this is a wonderful opportunity to own a quality home that has been lovingly cared for!

4421 Jasmine Drive, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
2841 Makenna Street, Saginaw
$464,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50225805 MLS
Welcome to Shattuck Farms 3, where you'll find this exceptional new construction by the highly sought-after Cobblestone Homes. This 1,809 sq. ft., 3-bedroom, 2.5-bath craftsman home showcases modern design and thoughtful details. The main floor features a stunning kitchen with dual-color cabinetry and quartz countertops, which opens to a living room highlighted by two handcrafted oak beams and a beautiful fireplace. A great rear covered porch extends your living space outdoors. Upstairs, all three bedrooms include walk-in closets, and you'll find the convenience of a second-floor laundry room. The exterior makes a statement with its country red siding, complementing stone accents, and striking Andersen black-framed windows. Built beyond Energy Star standards with Cobblestone's premium insulation package, this home offers superior comfort and efficiency.

2841 Makenna Street, Saginaw

Listing Courtesy of Cobblestone Realty LLC, Office Phone: 989-692-0210
7249 Hackett Road, Freeland
$679,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041295 MLS
AN EXTRAORDINARY PROPERTY! Sitting on over 6 acres, this completely renovated home is anything but ordinary! From the incredible custom kitchen to the beautiful wood ceilings, exposed beams, and unique architectural details, this home has a character all its own. This home was made for entertaining! The showstopping kitchen has gorgeous cabinetry with crown molding, decorative trim, granite countertops, a stunning wood ceiling with copper accents, and custom LED lighting. The spacious living room makes a statement with its striking brick fireplace and exposed wood ceiling beams, creating a warm, inviting space with character you just don't find in most homes. The finished basement includes a huge entertainment area with a custom bar and plenty of room for family and friends. And then there's the indoor hot tub room! With rich wood-paneled walls, Saginaw brick accents, and large windows overlooking the property, it's your own private retreat to enjoy all year long. Outside, enjoy spacious decks for relaxing or entertaining, plus a 30 x 50 pole barn with an additional enclosed room for a workshop, hobbies, or storage. With adjoining land restricted from residential development due to MBS International Airport regulations, you can enjoy peaceful, open surroundings without worrying about a new neighborhood next door. Additional highlights include new roofs on the house and pole barn, new gutters, a separate first-floor laundry room, mudroom, and attached two-car garage. Located in the Freeland Community School District, with access to R1SE Education Center, an exceptional educational program providing innovative learning opportunities. You really have to walk through this home to appreciate all of its incredible details!

7249 Hackett Road, Freeland

Listing Courtesy of Beycome Brokerage Realty LLC, Office Phone: 804-656-5007
11619 Saddlebrook Circle, Freeland
$419,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041061 MLS
OPEN HOUSE SATURDAY!!! Looking for a home with room to spread out, entertain, and enjoy? This Craftsman-style home in Freeland's Saddlebrook subdivision is one you'll want to see in person! Featuring 3 bedrooms, 2.5 baths, and an open layout, there's plenty of room to make yourself at home. The spacious kitchen offers granite countertops, cherry cabinets, stainless steel appliances, a center island, and a walk-in pantry--perfect for everyday living and gathering with family and friends. The primary suite gives you a comfortable place to unwind, while the finished basement offers extra space for movie nights, hobbies, or entertaining. When the weather warms up, head outside to enjoy the above-ground pool and expansive deck. The fully fenced backyard offers added privacy and a great space for summer fun, relaxing evenings, and backyard get-togethers. A 2.5-car attached garage, sprinkler system, and quiet cul-de-sac location round out the package. There's so much to appreciate about this home, and pictures can only show you so much! Schedule your showing and come see for yourself if this could be the place you call home.

11619 Saddlebrook Circle, Freeland

Listing Courtesy of Real Estate One-Milford, Office Phone: 248-684-1065
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