Saginaw Homes with Conventional Financial terms

Saginaw Homes with Conventional Financial terms

Welcome to Saginaw County, Michigan—a hidden gem nestled in the heart of the Great Lakes region! Known for its rich history and vibrant community, Saginaw offers a unique blend of urban convenience and serene suburban living. With its picturesque parks, charming neighborhoods, and a strong sense of community, Saginaw is an ideal place for families, retirees, and young professionals alike.

Saginaw County boasts a diverse array of homes, ranging from cozy bungalows to spacious family residences, all designed to cater to various lifestyles and budgets. For those considering a move to this delightful area, many homes are available with conventional financing options. This means you can secure a mortgage through traditional lenders, making it easier to find your dream home without the complexities of alternative financing.

The county is also home to a thriving local economy, excellent schools, and an array of recreational opportunities. Whether you enjoy hiking along the scenic Saginaw River, exploring local art galleries, or savoring delicious cuisine at one of the many charming eateries, there’s something for everyone in Saginaw.

As you explore the housing market in Saginaw County, you’ll find that the community’s affordability and welcoming atmosphere make it a fantastic place to call home. With conventional financing available, your dream of owning a home in this vibrant area is closer than ever. Come discover the warmth and charm of Saginaw County—where your new life awaits!

Newest Saginaw Homes with Conventional Financial terms

$33,000
ACTIVE Status ⋅ 61016274 MLS
Discover the perfect blend of peaceful country living and everyday convenience with this stunning 3.08-acre parcel in Carrollton Township! Surrounded by mature trees and abundant wildlife, this property offers a private, serene setting while remaining just minutes from everything you need! Located within walking or biking distance to all three Carrollton schools, this is a rare opportunity to enjoy space and privacy without sacrificing accessibility. You'll also be only 5-10 minutes from the expressway, shopping, restaurants, medical offices, gyms, churches, and more. The rear of the property is lined with beautiful mature oak trees, creating additional privacy. A driveway is already in place for easy access, water hookup is available across the street, and the area is surrounded by well-maintained subdivisions and quality real estate. A water drain is also located at the back of the property. Whether you're ready to build now or invest in land for the future, this exceptional property offers endless possibilities in a fantastic location. Don't miss your chance to own the best of both worlds, peaceful country charm with city conveniences just minutes away!

2000 Mapleridge Road, Saginaw

Listing Courtesy of Red Fox Realty LLC, Office Phone: 810-630-6652
$110,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216725 MLS
MOVE IN READY ON MACKINAW! This home has undergone a thorough updating right down to the bones. It would be easier to say what isn't new, but here it goes... New roof (including the plywood). New exterior doors. Walls were taken down to the studs and new insulation installed. New windows (and they are DOUBLE hung!!). New paint, new base trim, appliances, flooring (including floor sheathing), siding, furnace, water heater. All new kitchen cabinets, backsplash and sink. New lighting throughout. Gorgeous new bathroom with walk in shower. It's all new!!! There is even new fence for the fully fenced back yard. This one won't last long. Come and see for yourself today!

2116 Mackinaw Street, Saginaw

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 989-631-1234
$150,000
ACTIVE Status ⋅ 50216718 MLS
Prime commercial building site located on Fashion Square Blvd just south of McCarty Rd near I-675. Lot measures 373 feet on Fashion Square Blvd. Great building site for office/medical/retail. Zoned B-4 commercial.

Fashion Square Boulevard, Saginaw

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
$359,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216721 MLS
Welcome to luxury living at its finest in this stunning 3 bedroom, 2 bath condo with a finished bonus room in the heart of Freeland! Built by Cobblestone Homes, this zero-step entry, 1930 sq. ft gem is designed for your ultimate comfort and convenience. Step inside and be captivated by the beautifully appointed kitchen, featuring quartz countertops that are right on trend. You'll love the oversized walk-in pantry, perfect for storing all your culinary essentials. Say farewell to the hassle of climbing stairs every day with the main floor laundry. You'll enjoy the ease and convenience of having everything you need on one level. Plus, with Cobblestones Primer insulation package, you can rest assured that this home is energy efficient and built to withstand the test of time. The master bedroom is a true sanctuary, offering a stunning ensuite with a custom tiled shower and a generously sized walk-in closet. Imagine starting your days in this luxurious space, feeling refreshed and ready to conquer the world. But that's not all - we've added a cold storage bonus room in the garage! This additional space is perfect for storing your seasonal items or creating a workshop to pursue your hobbies. The possibilities are endless! Exterior maintenance? Don't worry about it! The Homeowners Association takes care of the exterior maintenance of the building, as well as the lawn and snow removal. Sit back, relax, and let us handle the tedious tasks while you enjoy your new home. With its craftsman exterior design, this condo seamlessly blends with the existing units in the community while still making a statement of its own. You'll love the cohesive and welcoming feel of this neighborhood.

1 Willow Pointe Drive, Saginaw

Listing Courtesy of Cobblestone Realty LLC, Office Phone: 989-692-0210
$250,000
ACTIVE Status ⋅ 50216716 MLS
Prime commercial building site located on South McLeod Dr and Fashion Square Blvd across from Fashion Square Mall, near I-675. Lot measures. 380 feet on McLeod and 175 feet on Fashion Square. Great building site for office/medical/retail. Zoned B-3 commercial. Can be purchased with the lot just west of this lot for a combined three acres and 753 frontage feet on McLeod.

S Mcleod Drive, Saginaw

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
$259,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216698 MLS
Curb appeal and so much more! This updated 3 bedroom ranch in Saginaw Township offers over 1400 square feet of comfortable living with light filled rooms and a lush, private backyard. The home is fully handicapped accessible, providing thoughtful features that include a front access ramp, a wheel-in bathroom, chair lift to basement, and hoists in two bedrooms as well as the living room to support truly functional day to day living. The kitchen is a standout with custom oak cabinetry, newer appliances, and quartz countertops that bring both durability and style. The formal dining room with wainscoted walls offers a charming place to gather for family meals. A welcoming living room sits at the front of the home, while a cozy family room with a fireplace creates an inviting space for relaxing or gathering with friends. Additional highlights include newer vinyl windows, luxury vinyl plank flooring throughout and a spacious partially finished basement that offers storage, hobby space, or future expansion potential. This is a home with solid updates, practical accessibility features, and room to make it your own. It’s ready for its next chapter.

3166 Columbine Drive, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$264,500
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216679 MLS
Welcome home to this desirable condominium in Valley Estates, located in sought-after Thomas Township! This spacious home features three bedrooms, each with a walk-in closet, and three full bathrooms. The main floor offers two bedrooms and two full bathrooms, along with a bright and inviting living room, kitchen, dining area, and convenient first-floor laundry. The finished basement provides even more living space with a large family room, third bedroom, full bathroom, and two egress windows that fill the space with natural light. You'll appreciate the abundant storage throughout the home, and all kitchen appliances are included: stove, refrigerator, microwave, and dishwasher. Two car garage with attic access, Brick frontage and outside, enjoy the beautifully landscaped yard complete with a sprinkler system. Conveniently located near golf courses, shopping, restaurants, and entertainment, this home offers comfort, convenience, and plenty of space to make it your own. Bring your personal touches and make this wonderful home yours!

8936 N Brookshire Drive, Saginaw

Listing Courtesy of NextHome Greater Tri-cities, Office Phone: 989-759-9606
$219,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50216668 MLS
Character, space, and convenience come together at 5456 Adrian Street! Tucked into a quiet Saginaw Township neighborhood, this home feels pleasantly removed while keeping everyday favorites remarkably close. Starbucks, Applebee’s, Walmart, and the State Street shopping and dining corridor are approximately three minutes away, with convenient access to the expressway, Saginaw Township North, Delta College, and SVSU. Cute curb appeal welcomes you inside, where fresh white paint and original hardwood floors create a clean blank canvas ready for your personal style. The flexible four-bedroom layout offers two generously sized bedrooms and a full bathroom on the main floor, plus two additional oversized bedrooms and another full bathroom upstairs—a hard-to-find setup with options for main-floor living, guests, a home office, or multigenerational needs. The living room’s three-sided fireplace delivers unforgettable mid-century character and creates a natural focal point between the living and dining spaces. Abundant built-in cabinetry and storage can be found throughout the home, while the bright sunroom offers a relaxing place to enjoy backyard views. The kitchen and bathrooms are ready for their next chapter, but the potential is easy to see. Select images have been virtually renovated and staged to help buyers envision how beautiful these spaces could become. The finished basement provides even more flexibility with a spacious recreation/bar room and a private half bathroom. With the addition of a properly permitted egress window, the space may offer potential for a future fifth bedroom or guest suite. Outside, enjoy a fenced backyard, fire pit area, and detached one-car garage. The furnace is approximately eight years old, offering plenty of expected useful life ahead. Bring your ideas and make this spacious, character-filled Saginaw Township home your own! Buy smart, make it cute, and create the opportunity to build equity through your own improvements! **Photo disclosure:** Select images have been virtually staged and/or digitally renovated for visualization purposes. No depicted renovations or furnishings are included. Buyers should independently verify feasibility, permitting, materials, and costs.

5456 Adrian Street, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
$319,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216659 MLS
Welcome to this spacious 3-bedroom, 2.5-bath home in the desirable Golfside neighborhood. Offering a functional layout with generous living spaces, this home features a large family room, formal dining room, and a finished basement, with both the living room and basement showcasing stunning fireplaces. The primary suite includes a private full bath and an abundance of closet space. Throughout the home, you’ll find beautiful hardwood floors, Andersen windows, and elegant crown molding that add warmth and character. Step outside to a fenced backyard complete with a gazebo, and covered porch providing the perfect setting for relaxing or entertaining. Features that add peace of mind in this home include a Generac generator and an alarm system. With plenty of space inside and out, this home is ready for its next owner to enjoy.

22 Benton Road, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$110,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216644 MLS
Three bedroom bath and a half ranch minutes away from Nexteer Automotive. Don't let the footage fool you, this one lives larger than it appears on paper. Efficient floor plan with galley style kitchen, dedicated dining space and large living room with tons of storage throughout. All three bedrooms are of good size with nice closet space. Full basement underneath with finished living space, workshop area and even more storage space. Deep garage with large access to fenced in private back yard. Estate sale being sold "as is". Estate sale on 7/30/26 & 7/31/26, photos will update after sale is complete.

1871 Joy Road, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216642 MLS
Welcome to this move-in-ready 3-bedroom, 2-full-bath home in Freeland’s desirable Falcon Crest subdivision. The main level offers 1,353 square feet with spacious rooms, vaulted ceilings in the great room and kitchen, and a cozy corner fireplace. The kitchen features granite countertops and stainless steel appliances. The finished basement adds valuable living space, including a bonus room, a comfortable family or hangout room, and a dedicated workshop area. Major updates include a new roof installed in 2024 with a transferable warranty, along with a new furnace and central air-conditioning system installed in 2023. Outside, the beautiful backyard is enclosed by a privacy fence and features a massive deck with plenty of room for grilling, entertaining, or relaxing. Large raised garden planters and a spacious storage shed make the yard both functional and enjoyable. The attached garage also has its own heating unit, providing a useful space throughout the year.

8473 Waxwing Drive, Freeland

Listing Courtesy of Century 21 Signature Realty Midland, Office Phone: 989-837-2100
$359,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015752 MLS
**Interior photos will be upload on Thursday, July 30th.** Welcome home to this beautiful ranch brick home located in a prime location on a large, 3/4 acre lot across from Hemlock High School. Over 2000 sf of comfortable living including 3 bedrooms and 2 full baths. Enjoy lounging in your Florida room or host family in your spacious great room. You'll appreciate the newer appliances in the kitchen and the pantry for storage. Recent updates include: new vinyl plank flooring and paint in the great room, dining room, and main bedroom, along with a newer roof, water heater and water softener.

856 N Hemlock Road, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-695-1990
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