Saginaw Homes with VA Loan Financial terms

Saginaw Homes with VA Loan Financial terms

Welcome to Saginaw County, Michigan, a charming region where history, community, and natural beauty come together to create an inviting atmosphere for residents and visitors alike. Nestled in the heart of Michigan's Lower Peninsula, Saginaw County boasts a rich cultural heritage, vibrant neighborhoods, and an array of recreational opportunities. With its picturesque parks, scenic rivers, and engaging local events, Saginaw is a fantastic place to call home.

One of the most appealing aspects of Saginaw County is its diverse housing market, which includes a variety of homes perfect for families, retirees, and everyone in between. For veterans and active-duty service members, the opportunity to purchase a home using a VA loan is particularly advantageous. VA loans offer numerous benefits, including no down payment, no private mortgage insurance (PMI), and competitive interest rates, making homeownership more accessible than ever.

In Saginaw, you'll find charming single-family homes, modern townhouses, and spacious properties that cater to different lifestyles and budgets. The county's welcoming community and commitment to honoring veterans make it an ideal location for those looking to settle down and invest in their future. With the support of local real estate professionals well-versed in VA loan financial terms, navigating the home-buying process can be seamless and stress-free.

Whether you’re drawn to Saginaw’s rich history, excellent schools, or vibrant arts scene, this county offers a perfect blend of comfort and opportunity. Explore the possibilities of homeownership in Saginaw County today and discover the warmth of a community that truly values its residents.

Newest Saginaw Homes with VA Loan Financial terms

$359,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015752 MLS
**Interior photos will be upload on Thursday, July 30th.** Welcome home to this beautiful ranch brick home located in a prime location on a large, 3/4 acre lot across from Hemlock High School. Over 2000 sf of comfortable living including 3 bedrooms and 2 full baths. Enjoy lounging in your Florida room or host family in your spacious great room. You'll appreciate the newer appliances in the kitchen and the pantry for storage. Recent updates include: new vinyl plank flooring and paint in the great room, dining room, and main bedroom, along with a newer roof, water heater and water softener.

856 N Hemlock Road, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-695-1990
$245,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216635 MLS
Happiness on Hartford! Pride of ownership shines throughout this beautifully maintained, move-in-ready gem. This thoughtfully designed 3-bedroom, 2-bath home offers a comfortable layout with the convenience of main-floor laundry and numerous recent updates. Enjoy peace of mind with newer windows, a freshly painted exterior (2025), fresh interior paint in a modern neutral palette (2025), a new backyard patio (2025), and a new shower enclosure in the hall bathroom (2022). The kitchen features brand-new stainless steel appliances (2026), while the new boiler installed in February 2026 will keep you warm and comfortable during the winter. The spacious primary suite includes its own private en-suite bathroom. An additional family/sunroom provides flexible space to relax, entertain, or enjoy the natural light. A partially finished basement and abundant storage add even more functionality to this wonderful home. Don’t miss your opportunity, call for your personal showing today!

3827 S Hartford Drive, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$309,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216613 MLS
Stunning on Schroeder Rd!!!! Attention HUNTERS!! Take a Look at this Peaceful Country Living on 11.51 Wooded Acres!!! Step into this Well-maintained 3 bedroom, 2 full Bath Ranch. Spacious Family Room, complete with two versatile bonus rooms that are perfect for Home Office, Sitting Room, Hobby space or Playroom. A Full handicap-accessible bathroom adds convenience and functionality. The heart of the Home is the Beautifully designed kitchen featuring Oak Cabinetry, decorative back-splash, slow close cabinets and drawers, abundant storage, 2 lazy susans, wrap around entertainment area with beveled glass accents and Newer Kenmore Appliances. Step through sliding door onto the large back deck and enjoy peaceful views of woods and LOTS of wildlife. Rich Hickory Hardwood Flooring flows throughout, kitchen, living room and hallway. Living Room offers gorgeous fireplace. Spacious Primary Bathroom High-end Cabinetry, double sinks, luxury vinyl , hidden laundry storage, and fully tiled tub/shower combo. Spacious Basement offers B-dry, Pool Table, and endless possibilities. Outside you will find 30x40 pole barn with electrical & 220 for welding, cement floor, metal roof, plus 20x20 storage shed ideal for unlimited possibilities. Updates: Newer Metal Roof on house and pole barn, Furnace, Windows in bedrooms & Living room, Electrical Box, rewired, septic tank, Generator, Hot Water Heater, Gutters and Guards. Outside entrance to basement. You MUST SEE THIS GEM!!!!! Motivated Seller.

17950 Schroeder Road, Brant

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$314,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216558 MLS
Welcome to this spacious 2-story condo in Saginaw Township offering 3 bedrooms and 2.5 baths in a desirable location on a cul-de-sac near Heritage High School. The main-floor primary suite features a walk-in closet and a private bath with a double vanity, walk-in shower, and relaxing Jacuzzi tub. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, a large center island with counter seating, and an open layout flowing into the dining area. A sliding glass door leads to a private deck overlooking the backyard, while first-floor laundry adds everyday convenience. The living room boasts vaulted ceilings and a cozy gas fireplace, creating a bright and inviting space with abundant natural light. Upstairs, you'll find two additional bedrooms, a full bath, and a spacious bonus room that offers endless possibilities as a home office, family room, playroom, or guest space. A spacious 2-car attached garage provides plenty of room for parking, extra storage, and all of your seasonal or recreational belongings. Combining comfort, functionality, and a fantastic location in a well-kept community, this easy-living condo is ready for its next owner.

8 Thornapple Court, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$250,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015344 MLS
Well-maintained 3 bedroom, 2 full baths Ranch in an established Saginaw Township neighborhood! The home offers a great layout with multiple living spaces, including a spacious family room with fireplace, bright front living room, and an eat-in kitchen with plenty of cabinetry. Main-floor laundry, an attached 2-car garage, and an unfinished basement provide plenty of additional convenience, storage and usable space. Outside, you'll find mature landscaping, a covered front porch and a nicely sized backyard with established trees and plenty of shade. Great Saginaw Township location close to shopping, restaurants, schools, parks and everyday amenities. A clean, well-cared-for home that has been maintained over the years and is ready for its next owner.

1317 Cranbrook Drive, Saginaw

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
$214,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216440 MLS
A Keeper on Kochville! Welcome home to this well-maintained 3-bedroom, 2-full-bath ranch nestled in a desirable area and located within the highly sought-after Freeland School District. Enjoy peaceful mornings and relaxing evenings overlooking your private backyard with beautiful views of a picturesque horse farm. With a spacious layout, this home has been lovingly cared for and is ready for its next owner to make it their own. A new roof installed last year provides added peace of mind. Don’t miss this incredible opportunity to turn this charming ranch into your dream home!

8908 Kochville Road, Saginaw

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770
$239,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216412 MLS
Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of Hemlock! Featuring a versatile bonus room that’s perfect for a home office, playroom, or guest space, this property offers the flexibility today’s buyers are looking for. Recent updates include stylish new flooring, fresh paint throughout, and two completely remodeled bathrooms, making this home truly move-in ready. In addition to the attached 1-car garage, you’ll love the oversized 2-car detached garage—ideal for extra vehicles, hobbies, storage, or a workshop. Situated on over 1.4 acres, this property provides the perfect blend of privacy and open space, with plenty of room for outdoor entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. If you’ve been searching for a home that combines modern updates with country charm, this is one you won’t want to miss!

14460 Collier Road, Hemlock

Listing Courtesy of JPAR - Great Lakes Bay Region, Office Phone: 989-349-3039
$189,900
ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 50216343 MLS
Come see this very unique property in Bridgeport Township! This could be a 5 bedroom ranch with over 2000sq ft of finished living space, or a 3 bedroom home with a large in-law suite. The front part of the home contains 1152 sq ft and has 3 bedrooms and 1 full bath with a full open basement. The back part of the home contains 912 sq ft and has 2 bedrooms, a full kitchen, and 1 full bath. The whole entire home has been updated with a new roof, new windows, updated flooring throughout, and fully updated bathrooms and kitchens. An insulated walkway seperates both sides for convenience in a rental situation. Outside you will find a very spacious 1.49 acre lot with a detached 16x20 garage, and 3 additional outbuildings for extra storage. Rent out one side and live in the other or both! The choice is yours. Call today!

4050 Old King Road, Bridgeport

Listing Courtesy of RE/MAX Results, Office Phone: 989-686-3400
$215,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216296 MLS
Well cared for all brick ranch in the heart of Saginaw Township. Pride of ownership shows thru-out this wonderful 3 bedroom, 1 and 1/2 bath home. The home has a very large eat in kitchen with a huge Pantry. Beautiful family room with wood burning fireplace and original hardwood floors, which are also in all 3 bedrooms and in the hallway. The First Floor Laundry Room could also easily have an added half bath as all the plumbing is there for it. There is a Heated 4 season sun-porch which opens up to a wonderful deck with a covered Pergola for those sunny afternoons. The large deck then goes into the fenced in backyard with plenty of shade, a garden area and 2 storage sheds for everything that doesn't fit in the oversized Heated 2 and 1/2 garage. Full basement with tons of storage, and a workshop. Also, lawn has a sprinkler system.

4860 Indian Trail Road, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650
$85,500
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 70548197 MLS
Welcome to this charming two-bedroom, one-bathroom residence. This single-family home offers comfortable finished living space, providing an efficient and manageable layout for your lifestyle. Set on a generous lot of nearly 6,000 square feet, this property gives you room to grow and enjoy outdoor space. The thoughtful floor plan makes excellent use of every square foot, creating a practical living environment. Whether you're seeking a starter home, investment opportunity, or downsizing option, this property presents a solid foundation for your next chapter.

1708 Division Street, Saginaw

Listing Courtesy of eXp Realty, LLC, Office Phone: 888-501-7085
$199,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61014595 MLS
Welcome to 3404 Patricia Place in Saginaw! This well-maintained home offers comfort, charm, and move-in-ready convenience in a desirable neighborhood. From the moment you arrive, you'll appreciate the inviting curb appeal and pride of ownership throughout. Inside, you'll find a bright and functional layout with spacious living areas perfect for everyday living and entertaining. The kitchen provides ample cabinet and counter space, making meal prep easy and enjoyable. Generously sized bedrooms offer comfortable retreats, while the home's overall condition reflects consistent care and maintenance. Step outside to enjoy a nicely sized yard--ideal for relaxing, gardening, or hosting gatherings. This home offers a great opportunity to own a solid property in a convenient Saginaw location close to shopping, dining, and everyday amenities. Don't miss your chance to make this home yours--schedule your showing today!

3404 Patricia Place, Saginaw

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275
$159,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216151 MLS
Updated three bedroom ranch home sitting on almost half an acre. Privacy with only 4 homes on this road. Living room with a natural fireplace. Spacious eat-in kitchen. Off the kitchen is the utility room with half bath. So, when you come in from the attached garage, you can wash up before entering the kitchen. Doorwall from the kitchen to the deck that overlooks the natural backyard.

1921 Ann Street, Burt

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
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