Saginaw Homes with MIStateHsDevAuthority Financial terms

Saginaw Homes with MIStateHsDevAuthority Financial terms

Welcome to Saginaw County, Michigan—a hidden gem in the heart of the Great Lakes region. Known for its rich history and vibrant community spirit, Saginaw offers a unique blend of urban convenience and natural beauty. Nestled along the banks of the Saginaw River, this charming county boasts a variety of recreational opportunities, including beautiful parks, scenic trails, and waterfront activities that can be enjoyed year-round.

Saginaw is not just about picturesque landscapes; it’s also a hub for cultural experiences. The county is home to the Saginaw Art Museum, which showcases an impressive collection of American art, as well as the historic Temple Theatre, where you can catch live performances and events. With a diverse array of dining options and local shops, Saginaw’s downtown area is buzzing with life and community engagement.

For those considering a move to this vibrant county, the housing market in Saginaw is thriving. Whether you’re looking for a cozy single-family home, a modern condo, or a charming historic property, Saginaw has something for everyone. Plus, with the Michigan State Housing Development Authority (MSHDA) financial assistance programs, homeownership is more accessible than ever. These programs offer a variety of financing options, including down payment assistance and low-interest loans, making it easier for first-time buyers and those looking to invest in their future.

In Saginaw County, you’ll find not just a place to live, but a community to thrive in. Discover the exceptional lifestyle that awaits you in this welcoming region of Michigan!

Newest Saginaw Homes with MIStateHsDevAuthority Financial terms

$314,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216558 MLS
Welcome to this spacious 2-story condo in Saginaw Township offering 3 bedrooms and 2.5 baths in a desirable location on a cul-de-sac near Heritage High School. The main-floor primary suite features a walk-in closet and a private bath with a double vanity, walk-in shower, and relaxing Jacuzzi tub. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, a large center island with counter seating, and an open layout flowing into the dining area. A sliding glass door leads to a private deck overlooking the backyard, while first-floor laundry adds everyday convenience. The living room boasts vaulted ceilings and a cozy gas fireplace, creating a bright and inviting space with abundant natural light. Upstairs, you'll find two additional bedrooms, a full bath, and a spacious bonus room that offers endless possibilities as a home office, family room, playroom, or guest space. A spacious 2-car attached garage provides plenty of room for parking, extra storage, and all of your seasonal or recreational belongings. Combining comfort, functionality, and a fantastic location in a well-kept community, this easy-living condo is ready for its next owner.

8 Thornapple Court, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$205,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50216145 MLS
Open House Sunday August 1st 12:30 to 2 PM This charming 4-bedroom, 1.5-bath home in the heart of St. Charles Village is just minutes from schools, parks, shops, and downtown. Recently refreshed with new flooring, fresh paint, a remodeled kitchen, and updated bathrooms, it offers two main-floor bedrooms, convenient main-floor laundry, and a mudroom. Spacious bedrooms throughout, a sunroom off the primary suite, and plenty of living space add to its appeal. Enjoy the nice side yard and detached garage. Move-in ready with a great location and a 1-year home warranty included! Added a couple of AI-generated pictures for a virtual view with furniture included.

129 W Walnut Street, Saint Charles

Listing Courtesy of Re/Max of Owosso, Office Phone: 989-725-8119
$169,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50216140 MLS
Welcome home to over 4 beautiful acres in Spalding Township! This move-in ready ranch offers the perfect blend of peaceful country living and everyday convenience. Freshly painted throughout with a newer roof. 1275 Ruby Ann has central air, and an updated bathroom, this home is ready for its new owners. It features three bedrooms, one full bath, and an attached 1.5 car garage. Outside, you’ll love the impressive 30’ x 40’ pole barn with electricity—ideal for hobbies, storage, equipment, or a workshop. The front picture window has a fogged seal and is reflected in the price, making this an excellent opportunity to add your own finishing touch while enjoying all this property has to offer. Priced at just $169,900, this is your chance to own a beautiful country property with room to roam!

1275 Ruby Ann Drive, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$159,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50215475 MLS
If you’ve been dreaming of peaceful country living with modern updates, this charming ranch is ready to welcome you home. Beautifully updated throughout with tasteful, neutral décor, this move-in-ready home offers comfortable living and a warm, inviting feel. Step outside to enjoy the nearly half-acre fenced yard, complete with a spacious deck that’s perfect for entertaining, relaxing, or enjoying quiet evenings outdoors. The garage features a dedicated workshop and plenty of additional storage, making it ideal for hobbies, projects, or extra space. Enjoy the best of country living while still being within easy reach of everyday conveniences. Priced at $159,900. Call today for your showing.

1135 W Moore Road, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$259,900
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50215441 MLS
Just imagine preparing dinner in your newly renovated kitchen while staying cool with your new central air conditioner. This dream could be your reality when you buy 5873 Thistle Dr in Saginaw Township. This beautifully updated two-story home offers nearly 1,700 square feet of comfortable living space, plus additional finished space in the basement! This four-bedroom, three-bathroom home with attached two-car garage sits on a 1/3-acre lot with a fully fenced backyard. The heart of the home is the stunning, fully renovated kitchen, showcasing quartz countertops, custom cabinetry with soft-close doors and drawers, pantry, and newer appliances that all stay with the home. Whether you're preparing meals or entertaining guests, this kitchen is designed to function beautifully. Upstairs, you'll find a generously sized primary suite complete with a private ensuite bathroom, along with two additional bedrooms and another full bathroom. The basement expands your living options with a partially finished rec room, abundant storage, laundry area, and a fourth bedroom with two egress windows, making it an ideal guest room, home office, or flex space. Step outside to enjoy the huge concrete patio overlooking the fenced backyard, complete with a raised garden plot and storage shed—perfect for gardening, outdoor entertaining, or simply relaxing in your own private retreat. With quality updates throughout, versatile living space, and an incredible backyard, this home is truly move-in ready and waiting for its next owners.

5873 Thistle Drive, Saginaw

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
$619,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 70545618 MLS
Set well back on 17.6 wooded acres, this 2005 Bridgeport Township ranch offers 2,360 sq ft above grade, 3 bedrooms, 2.5 baths, a main-level primary, main-floor laundry, renovated center-island kitchen and full unfinished basement. Trails wind through the property past a small pond, stream/creek feature and heated hunting cabin, with frequent deer and turkey sightings. Outdoor living includes a heated saltwater inground pool and patio enclosed by privacy fencing, plus a new chlorinator, tiki bar and pool house for equipment/storage. A 1,581 sq ft Quonset steel outbuilding and attached 3.5-car garage add exceptional utility. Comfort features include central air installed in 2023, a propane furnace and new propane water heater, plus an outdoor wood stove that can heat the home and water. A manual-start 220V generator setup is wired underground from the outbuilding to serve the home. Alarm system and hardwired cameras add security. Well and septic.

6333 Blackmar Road, Bridgeport

Listing Courtesy of 616 Realty LLC, Office Phone: 616-272-3707
$115,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50214631 MLS
Just a short walk from one of Saginaw's favorite ice cream spots, Fuzzy's, you'll find this charming 3-bedroom, 2-bath home full of character and updates! Inside, you'll love the tall ceilings, fresh paint, new flooring throughout, and an abundance of storage space. Stay comfortable year-round with central air installed in 2023. Outside, the inviting covered front porch is the perfect place to enjoy your morning coffee or unwind at the end of the day. Whether you're a first-time buyer or looking for your next home, this one is ready for you to move right in! Motivated seller - come take a look soon!

130 N Alexander Street, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$195,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50214255 MLS
Discover exceptional value in this charming all brick 3 bedroom ranch in Saginaw Township. Hardwood floors and a brick wall fireplace set the tone in the living room, and the updated kitchen features granite countertops, ceramic backsplash tile, and stainless appliances, making everyday cooking feel effortless. The finished basement offers a comfortable retreat with a second fireplace, a half bath, and extra storage space. The main bath is beautifully updated as well. Relax on the covered back deck and enjoy the convenience of a 2 car garage and central air. This solidly constructed home is ready for it's next chapter, schedule your tour today!

2850 Hemmeter Road, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$274,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50214118 MLS
This is the one! Fall in love with this spacious 3-bedroom, 2-story Saginaw Township home that has been beautifully updated and move-in ready. The modern kitchen shines with new cabinetry, countertops, flooring, lighting, and appliances, opening seamlessly into a large living room with a brick fireplace perfect for gatherings. A versatile dining area sits between two charming sets of doors — stained glass on one side and French doors on the other — leading to a cozy wood-paneled family room with a lovely front yard view. Upstairs, you’ll find 3 nicely sized bedrooms, including a comfortable primary suite with its own full bath. Need extra space? The partially finished basement offers a great rec area plus basement laundry. The fully fenced backyard is a standout, featuring a spacious patio and a windowed shed once used as a hot tub room, now ready to become your She Shed, Man Cave, or creative retreat. Out front, the covered porch provides a peaceful spot to enjoy the lush green surroundings. This won't last long, call today!

831 Mayflower Drive, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$135,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50213305 MLS
Enjoy peaceful living in this well-maintained 3-bedroom, 2-bath manufactured home situated on a spacious corner lot in Zilwaukee. The bright sunroom is the perfect place to unwind, opening to a relaxing deck with beautiful views of an open field and the nearby rail trail. One of this property's unique features is the ability to enjoy additional adjacent land owned by Consumers Energy at no cost, providing extra open space to appreciate without the responsibility of ownership. Whether you're sipping your morning coffee, watching wildlife, or taking advantage of the nearby trail, this home offers a serene setting while still being conveniently located. Don't miss this opportunity to enjoy comfort, nature, and peaceful surroundings all in one place!

760 Doro Lane, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$154,900
ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 50212564 MLS
Completely renovated from top to bottom. This property has brand new siding, new roof, all new windows. The inside has been equipped with a newer furnace, updated electrical, all new kitchen and bathroom as well. Cosmetics include fresh paint, flooring, carpet, all new doors and light fixtures. Additional Benefits: HOME WARRANTY. PREINSPECTION REPORT WITH PROOF OF REPAIRS COMPLETED. ALL NEW APPLIANCES TO BE ADDED UPON A FULLPRICE OFFER.

1822 Newberry Street, Saginaw

Listing Courtesy of HOMEFLO, Office Phone:

$244,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50212174 MLS
Pride of ownership shines in this one-owner 4 bedroom, 1.5 bath home located in a quiet Saginaw Township subdivision! Offering over 1,900 square feet, this well-maintained home features a spacious family room with fireplace, eat-in kitchen, formal dining room, and bright sunroom. The basement includes a finished area, workshop, and utility room. Additional highlights include hardwood and tile flooring, attached 2-car garage, Generac generator, and fenced backyard with no rear neighbors for added privacy. Move-in ready and cared for throughout!

2153 Starlite Drive, Saginaw

Listing Courtesy of Century 21 Signature Realty (Freeland), Office Phone: 989-921-7000
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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.